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252 Bay Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 252 Bay Dr, Key Largo, FL 33037 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,699 sqft · built 1982
Lot Size0.162 acres (7,056 sqft)
Owner2 Individual Names on File
Last Sale$645,000 (Jul 2025)
Tax Bill$3,379 (2024)
Deeds & MortgagesJun 2021 Mortgage
Dec 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00523070-000000

Property Details

APN / Parcel Number

Primary APN00523070-000000
Alternative APNs
  • 28613900523070000000
  • 1642339

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,699 sqft Living Area
1st Floor Area1,699 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,056 sqft (0.162 acres)
Lot Dimensions112 ft deep x 63 ft wide
PorchOpen Porch
Porch Area392 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1642339
Street Address252 BAY DR
CityKEY LARGO
StateFL
Zip33037-2434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1 LT 6 BUTTONWOOD SHORES ADDN KEY LARGO PB3-52 OR483-711/12 OR832-1462 OR840-2335L/A OR902-944 OR2615-517D/C OR2628-761D/C OR2677-437/38 OR2677-439/40 OR2677-441/42 OR2677-443/44 OR2839-1887/88 OR2883-1240
Legal Range39E
Legal Township61S
Legal Section28
Legal SubdivisionBUTTONWOOD SHORES ADD
Legal Block1
Legal Lot Number6
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1016
Census Tract970500

Owner

Source: Monroe County records · APN 00523070-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address252 BAY DR, KEY LARGO, FL 33037-2434
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Dec 19, 2017Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC
Feb 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2025 · Amount on Record
Deed SaleJul 01, 2025 · Amount on Record
Prior SaleDec 19, 2017 · Amount on Record
Deed Document Number20252506475
Deed Book / Page3333 / 1093
Prior Transfer DateFeb 01, 2017
Prior Transfer Doc0028391887
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address252 BAY DR, KEY LARGO, FL 33037-2434
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address252 BAY DR, KEY LARGO, FL 33037-2434

Mortgage

Document Number0031041870
DateJun 11, 2021
Book Page3104/1870
Instrument2324767
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 19, 2017
Property Address252 BAY DR, KEY LARGO, FL 33037-2434
Document Number0028831240
Book / Page2883 / 1240
Map ReferenceMB3 PG52
Instrument DateDec 15, 2017
Instrument2147766
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCORAL REEF TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address252 BAYDR KEY200, 252, 00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address252 BAY DR, KEY LARGO, FL 33037-2434

Mortgage

Document Number0002147767
DateDec 19, 2017
Instrument2147767
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateFeb 16, 2017
Property Address252 BAY DR, KEY LARGO, FL 33037-2434
Document Number0028391887
Book / Page002839 / 001887
Instrument DateFeb 01, 2017
Instrument2110819
Transaction TypeTransfer
Record UpdatedApr 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 S RONALD REAGAN BLVD LONGWOOD FL 327505468, LONGWOOD, FL 32750-5468

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$630,992 (+79.52%) Land $388,080 Building $242,912$630,992 (+30.26%) Land $388,080 Building $242,912
2024$3,379.00 (+4.65%)
2023$3,229.00 (+5.45%) Homeowner's exemption$351,480 (+3%)$484,399 (+3.61%) Land $254,016 Building $230,383
2022$3,062.00 Homeowner's exemption$341,243$467,516 Land $231,084 Building $236,432

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879705001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 177 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies204 units insured
27 under condo master policies
Nearby Flood Claims50 (1984–2025)
Claims Outside the SFHA8 of 50
Most Recent ClaimJun 2025, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Wilma, Oct 2005 · 20 claims
  • Hurricane Georges, Sep 1998 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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