255 3rd St, Cedar Springs, MI 49319 Property Records

Kent County property record for 255 3rd St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	1 ba · 930 sqft · built 1936
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (May 2021)
Tax Bill	$2,664 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-02-36-227-004`

Property Details

APN / Parcel Number

Primary APN	`41-02-36-227-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	930 sqft Living Area
1st Floor Area	930 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	82.5 ft deep x 66.2 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	255 3RD ST
City	CEDAR SPRINGS
State	MI
Zip	49319-8926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	S 82.5 FT OF E 66.2 FT OF LOT 7 BLK 71 * VILLAGE OF CEDAR SPRINGS
Legal Subdivision	VILLAGE OF CEDAR SPRINGS
Legal Block	71
Legal Lot Number	7
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	1
Census Block	1025
Census Tract	10200

Owner

255 3rd St is owned and occupied by an individual who bought it in May 2021.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	255 3RD ST, CEDAR SPRINGS, MI 49319-8926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Warranty Deed, Transfer · FHA Mortgage LAKE MICHIGAN CU
Oct 24, 2018	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jul 16, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Dec 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Oct 24, 2018 · Amount on File
Deed Document Number	202157422
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0000054225
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 14, 2021
Property Address	255 3RD ST, CEDAR SPRINGS, MI 49319-8926
Document Number	0000057422
Map Reference	LB 2 PG 74
Instrument Date	Apr 13, 2021
Instrument	20210514-0057422
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 3RD ST, 255, CEDAR SPRINGS, MI 49319-8926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 3RD ST, CEDAR SPRINGS, MI 49319-8926

Mortgage

Document Number	0000057423
Date	May 14, 2021
Instrument	20210514-0057423

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 24, 2018
Property Address	255 3RD ST, CEDAR SPRINGS, MI 49319-8926
Document Number	0000083812
Map Reference	LB2 PG74
Instrument Date	Oct 19, 2018
Instrument	20181024-0083812
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 ANN ST NE, 136, GRAND RAPIDS, MI 49505-6260

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	255 3RD ST, CEDAR SPRINGS, MI 49319-8926

Mortgage

Document Number	0000083813
Date	Oct 24, 2018
Instrument	20181024-0083813

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	8 Months
Due	Jun 15, 2019

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jul 16, 2018
Property Address	255 3RD ST, CEDAR SPRINGS, MI 49319-8926
Document Number	0000054225
Map Reference	LB2 PG74
Instrument Date	Jul 9, 2018
Instrument	20180716-0054225
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 3RD ST NE CEDAR SPRINGS, CEDAR SPRINGS, MI 49319

Mortgage

Document Number	0000054226
Date	Jul 16, 2018
Instrument	20180716-0054226

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Dec 14, 2017
Property Address	255 3RD ST, CEDAR SPRINGS, MI 49319-8926
Document Number	0000104805
Instrument Date	Nov 25, 2017
Instrument	104805
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 DIO DR CEDAR SPRINGS MI 493198942, CEDAR SPRINGS, MI 49319-8942

Tax Assessment & Valuation

The 2025 property tax bill for 255 3rd St was $2,664.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,000 (+11.97%)	$174,000 (+11.97%)
2025	$2,664.00 Homeowner's exemption	$77,700	$155,400
2023		$63,100	$126,200
2019	$1,826.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 255 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures