183 3rd St, Cedar Springs, MI 49319 Property Records

Kent County property record for 183 3rd St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	1 ba · 950 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2026)
Tax Bill	$5,926 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-02-25-487-004`

Property Details

APN / Parcel Number

Primary APN	`41-02-25-487-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	798 sqft
Basement Area	798 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	183 3RD ST
City	CEDAR SPRINGS
State	MI
Zip	49319-8906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-U
Legal Description	LOT 5 BLK 65 * VILLAGE OF CEDAR SPRINGS
Legal Subdivision	VILLAGE OF CEDAR SPRINGS
Legal Block	65
Legal Lot Number	5
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	1
Census Block	1031
Census Tract	10200

Owner

183 3rd St is owned and occupied by an individual who bought it in May 2026.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	183 3RD ST, CEDAR SPRINGS, MI 49319-8906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 27, 2017	Warranty Deed, Transfer · ARM INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	May 2, 2025 · Amount on File
Deed Document Number	202633675
Prior Transfer Date	Apr 14, 2009
Prior Transfer Doc	0000039707
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 21, 2026
Property Address	183 3RD ST, CEDAR SPRINGS, MI 49319-8906
Document Number	0000033675
Instrument Date	Apr 23, 2026
Instrument	202633675
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189,375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 3RD ST, CEDAR SPRINGS, MI 49319-8906

Mortgage

Document Number	0000033676,
Date	May 21, 2026
Instrument	20262133676

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 13, 2020
Property Address	183 3RD ST, CEDAR SPRINGS, MI 49319-8906
Document Number	0000072625
Map Reference	LB 2 PG 74
Instrument Date	Aug 10, 2020
Instrument	20200813-0072625
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	183 3RD ST, 183, CEDAR SPRINGS, MI 49319-8906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 3RD ST, CEDAR SPRINGS, MI 49319-8906

Mortgage

Document Number	0000072626
Date	Aug 13, 2020
Instrument	20200813-0072626

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 27, 2017
Property Address	183 3RD ST, CEDAR SPRINGS, MI 49319-8906
Document Number	0000063760
Map Reference	LB2 PG74
Instrument Date	Jul 26, 2017
Instrument	20170727-0063760
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11490 RAMSDELL DR NE, 11490, ROCKFORD, MI 49341-8450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 3RD ST, CEDAR SPRINGS, MI 49319-8906

Mortgage

Document Number	0000063761
Date	Jul 27, 2017
Instrument	20170727-0063761

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 183 3rd St was $5,926, up 93.3% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,900 (+32.36%)	$243,800 (+32.36%)
2025	$5,926.00 (+93.28%)	$92,100	$184,200
2024	$3,066.00
2023		$72,700	$145,400
2019	$1,901.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 183 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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