2549 Stapleford Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2549 Stapleford Ln, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,544 sqft · built 2005
Lot Size0.28 acres (12,196 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Feb 2024)
Tax Bill$6,478 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Oct 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN026428-4390

Property Details

APN / Parcel Number

Primary APN026428-4390

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,544 sqft Living Area
Gross Area3,428 sqft
1st Floor Area2,544 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,196 sqft (0.28 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area476 sqft
PorchPatio
Porch Area375 sqft
Deck AreaDeck Area
Patio Area648 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2549 STAPLEFORD LN
CitySAINT AUGUSTINE
StateFL
Zip32092-3019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description51/9-16 STONEHURST PLANTATION UNIT TWO-C LOT 39 OR5898/474
Legal Range28E
Legal Township05S
Legal Section19
Legal SubdivisionSTONEHURST PLANTATION UNIT 2-C
Legal Block1
Legal Lot Number39
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1005
Census Tract20907

Owner

2549 Stapleford Ln is owned and occupied by two individuals who bought it in February 2024.

Source: St. Johns County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2549 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Warranty Deed, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
Oct 19, 2018Loan Modification, Mortgage · Conventional Mortgage
TIAA BANK
Sep 26, 2018Deed of Trust, Mortgage · FHA Mortgage
SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2024 · Amount on File
Deed SaleFeb 9, 2024 · Amount on File
Prior SaleMay 4, 2016 · Amount on File
Deed Document Number202410183
Deed Book / Page5898 / 474
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 9, 2024
Property Address2549 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019
Document Number0058980474
Book / Page5898 / 474
Map ReferenceMB 51 PG 9-16
Instrument DateFeb 7, 2024
Instrument2024010183
Transaction TypeTransfer
Record UpdatedMar 8, 2024
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12790 BENTWATER DR, JACKSONVILLE, FL 32246-1360

Transferred To (Grantee/Buyer)

NameVerified Name
Address2549 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019

Mortgage

Document Number0005898480
DateFeb 9, 2024
Instrument5898/480
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address2549 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019
Document Number0046410690
Instrument DateOct 19, 2018
Transaction TypeMortgage
Record UpdatedNov 30, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2549 STAPLEFORD LN ST AUGUSTINE FL 320923019, ST AUGUSTINE, FL 32092-3019

Mortgage

Document Number0046410690
DateNov 15, 2018
Book Page004641/000690
Instrument82434
Lender
NameTIAA BANK
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 14, 2048

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2549 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019
Document Number0046410696
Instrument DateSep 26, 2018
Transaction TypeMortgage
Record UpdatedNov 30, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2549 STAPLEFORD LN ST AUGUSTINE FL 320923019, ST AUGUSTINE, FL 32092-3019

Mortgage

Document Number0046410696
DateNov 15, 2018
Book Page004641/000696
Instrument82435
Lender
NameSECRETARY/HSNG & URBAN DEV
Address2401 NW 23RD ST # 1A1, OKLAHOMA CITY, OK 73107-2448
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2549 Stapleford Ln was $6,478 with exemptions applied, up 3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$489,188 (-2.16%) Land $95,000 Building $394,188$489,188 (-2.16%) Land $95,000 Building $394,188
2025$6,478.00 (+3.04%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$499,970 (-2.54%)$499,970 (-2.54%) Land $105,000 Building $394,970
2024$6,287.00 (+9.8%)$512,984 (+13.69%)$512,984 (+13.69%) Land $115,000 Building $397,984
2023$5,726.00 (+4.68%)$451,225 (+0.31%)$451,225 (+0.31%) Land $90,000 Building $361,225
2022$5,470.00$449,851$449,851 Land $78,400 Building $371,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2549 Stapleford Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2549 Stapleford Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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