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2545 Stapleford Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2545 Stapleford Ln, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,360 sqft · built 2005
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on File
Last Sale$361,000 (May 2021)
Tax Bill$4,811 (2025)
Deeds & MortgagesMay 2021 Sale
May 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN026428-4400

Property Details

APN / Parcel Number

Primary APN026428-4400

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,360 sqft Living Area
Gross Area3,010 sqft
1st Floor Area1,190 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area306 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2545 STAPLEFORD LN
CitySAINT AUGUSTINE
StateFL
Zip32092-3019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description51/9-16 STONEHURST PLANTATION UNIT TWO-C LOT 40 OR5260/1349
Legal Range28E
Legal Township05S
Legal Section19
Legal SubdivisionSTONEHURST PLANTATION UNIT 2-C
Legal Block1
Legal Lot Number40
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1005
Census Tract20907

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2545 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Warranty Deed, Transfer
SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
May 10, 2021Warranty Deed, Transfer
SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Aug 14, 2020Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jan 9, 2020Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Jan 9, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2021 · Amount on File
Deed SaleMay 10, 2021 · Amount on File
Prior SaleMay 10, 2021 · Amount on File
Deed Document Number202152233
Deed Book / Page5260 / 1345
Prior Transfer DateNov 28, 2012
Prior Transfer Doc0036550194
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 10, 2021
Property Address2545 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019
Document Number0052601345
Book / Page5260 / 1345
Map ReferenceMB 51 PG 9
Instrument DateApr 21, 2021
Instrument2021052233
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount on Record
Tax$2,527.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2545 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 APPLE RIDGE RD, DANBURY, CT 06810-7301

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 10, 2021
Property Address2545 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019
Document Number0052601349
Book / Page5260 / 1349
Map ReferenceMB 51 PG 9
Instrument DateApr 21, 2021
Instrument2021052234
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount on Record
Tax$2,527.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 APPLE RIDGE RD, DANBURY, CT 06810-7301

Transferred To (Grantee/Buyer)

NameVerified Name
Address2545 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 14, 2020
Property Address2545 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019
Document Number0050161624
Book / Page5016 / 1624
Map ReferenceMB 51 PG 9-16
Instrument DateJul 10, 2020
Instrument2020068073
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyWATSON TTL SVCS OF NORTH FL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13990 BARTRAM PARK BLVD # 23022302, 13990, JACKSONVILLE, FL 32258-5541

Transferred To (Grantee/Buyer)

NameVerified Name
Address2545 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019

Mortgage

Document Number50161626
DateAug 14, 2020
Instrument5016/1626
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address2545 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019
Document Number0048901349
Instrument DateJan 9, 2020
Transaction TypeMortgage
Record UpdatedMar 12, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2545 STAPLEFORD LN ST AUGUSTINE FL 320923019, ST AUGUSTINE, FL 32092-3019

Mortgage

Document Number0048901349
DateFeb 27, 2020
Book Page004890/001349
Instrument15439
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressSAINT AUGUSTINE, FL 32092
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 26, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2545 STAPLEFORD LN, SAINT AUGUSTINE, FL 32092-3019
Document Number0048901357
Instrument DateJan 9, 2020
Transaction TypeMortgage
Record UpdatedMar 12, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2545 STAPLEFORD LN ST AUGUSTINE FL 320923019, ST AUGUSTINE, FL 32092-3019

Mortgage

Document Number0048901357
DateFeb 27, 2020
Book Page004890/001357
Instrument15440
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 26, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,399 (-5.6%) Land $80,000 Building $270,399$350,399 (-5.86%) Land $80,000 Building $270,399
2025$4,811.00 (+12.35%) Homeowner's exemption$371,179 (+2.9%)$372,213 (-2.2%) Land $90,000 Building $282,213
2024$4,282.00 (+1.95%) Homeowner's exemption$360,718 (+3%)$380,568 (+8.67%) Land $90,000 Building $290,568
2023$4,200.00 (+0.48%) Homeowner's exemption$350,212 (+0.79%)$350,212 (+0.79%) Land $90,000 Building $260,212
2022$4,180.00 Homeowner's exemption$347,484$347,484 Land $78,400 Building $269,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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