2548 Needlepoint St, Kissimmee, FL 34741 Property Records

Osceola County property record for 2548 Needlepoint St, Kissimmee, FL 34741

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,194 sqft · built 2015
Lot Size	0.146 acres (6,403 sqft)
Owner	Individual Name on File
Tax Bill	$6,686 (2025)
Deeds & Mortgages	Mar 2023 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082529140300010900`

Property Details

APN / Parcel Number

Primary APN	`082529140300010900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,194 sqft Heated Area
Gross Area	2,937 sqft
1st Floor Area	2,194 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.146 acres)
Garage Type	Finished
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2548 NEEDLEPOINT ST
City	KISSIMMEE
State	FL
Zip	34741-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT TAPESTRY PH 1 PB 23 PG 89-92 LOT 90
Legal Range	29E
Legal Township	25S
Legal Section	08
Legal Subdivision	ENCLAVE AT TAPESTRY PH 1
Legal Phase	1
Legal Tract	1403
Legal Lot Number	90
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2003
Census Tract	42000

Owner

2548 Needlepoint St is owned and occupied by an individual who acquired it in June 2024.

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2548 NEEDLEPOINT ST, KISSIMMEE, FL 34741-2932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 3, 2021	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2024
Deed Sale	Jun 11, 2024
Prior Sale	Nov 19, 2015 · Amount on File
Deed Document Number	2021066887
Deed Book / Page	5948 / 2642
Prior Transfer Date	May 3, 2021
Prior Transfer Doc	2021066887
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2548 NEEDLEPOINT ST, KISSIMMEE, FL 34741-2932
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 NEEDLEPOINT ST, KISSIMMEE, FL 34741-2932

Mortgage

Document Number	0063702946
Date	Mar 14, 2023
Book Page	6370/2946
Instrument	2023029228

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	May 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 3, 2021
Property Address	2548 NEEDLEPOINT ST, KISSIMMEE, FL 34741-2932
Document Number	0059482642
Book / Page	5948 / 2642
Map Reference	MB 23 PG 89-92
Instrument Date	Apr 19, 2021
Instrument	2021066887
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FLORIDA TITLE PROS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2548 NEEDLEPOINT ST, 2548, KISSIMMEE, FL 34741-2932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 NEEDLEPOINT ST, KISSIMMEE, FL 34741-2932

Mortgage

Document Number	0059482644
Date	May 3, 2021
Instrument	5948/2644

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2548 Needlepoint St was $6,686 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	Kissimmee City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,686.00 Homeowner's exemption	$394,800 Land $90,000 Building $304,800	$394,800 Land $90,000 Building $304,800
2023	$6,067.00 (+6.79%) Homeowner's exemption	$374,400 (+20.66%) Land $70,000 Building $304,400	$374,400 (+20.66%) Land $70,000 Building $304,400
2022	$5,681.00	$310,300 Land $45,000 Building $265,300	$310,300 Land $45,000 Building $265,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2548 Needlepoint St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2548 Needlepoint St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Summit Broadband, Verizon.

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