Osceola County property record for 2540 Needlepoint St, Kissimmee, FL 34741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,972 sqft · built 2015 |
| Lot Size | 0.146 acres (6,403 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,100 (Dec 2015) |
| Tax Bill | $4,368 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082529140300010920 |
| Primary APN | 082529140300010920 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,972 sqft Heated Area |
| Gross Area | 2,685 sqft |
| 1st Floor Area | 1,972 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,403 sqft (0.146 acres) |
| Garage Type | Finished |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 314 sqft |
| Patio Area | 400 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2540 NEEDLEPOINT ST |
|---|---|
| City | KISSIMMEE |
| State | FL |
| Zip | 34741-2932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ENCLAVE AT TAPESTRY PH 1 PB 23 PG 89-92 LOT 92 |
| Legal Range | 29E |
| Legal Township | 25S |
| Legal Section | 08 |
| Legal Subdivision | ENCLAVE AT TAPESTRY PH 1 |
| Legal Phase | 1 |
| Legal Tract | 1403 |
| Legal Lot Number | 92 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 42000 |
2540 Needlepoint St is owned and occupied by an individual who bought it in December 2015.
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2540 NEEDLEPOINT ST, KISSIMMEE, FL 34741-2932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2015 · Amount on File |
| Deed Sale | Dec 3, 2015 · Amount on File |
| Deed Document Number | 2015179448 |
| Deed Book / Page | 4880 / 0951 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2540 NEEDLEPOINT ST, KISSIMMEE, FL 34741-2932 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2540 NEEDLEPOINT ST, KISSIMMEE, FL 34741-2932 |
| Document Number | 0061620187 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 6162/187 |
| Instrument | 2022033705 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 2540 Needlepoint St was $4,368 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | Kissimmee City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,368.00 Homeowner's exemption | $262,438 | $379,200 Land $90,000 Building $289,200 |
| 2023 | $3,846.00 (+3.47%) Homeowner's exemption | $247,614 (+3%) | $352,100 (+20.91%) Land $70,000 Building $282,100 |
| 2022 | $3,717.00 Homeowner's exemption | $240,402 | $291,200 Land $45,000 Building $246,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2540 Needlepoint St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2540 Needlepoint St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Summit Broadband, Verizon.
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