2548 Lafayette Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 2548 Lafayette Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,318 sqft · built 1994
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$1,450,000 (Jul 2022)
Tax Bill	$18,613 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-117-23-33-0059`

Property Details

APN / Parcel Number

Primary APN	`15-117-23-33-0059`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,318 sqft Living Area
Gross Area	3,050 sqft
1st Floor Area	1,454 sqft
2nd Floor Area	864 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	156 ft deep x 70 ft wide
Terrain	Wooded
Garage Type	Attached
Garage Area	732 sqft
Porch	Open Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2548 LAFAYETTE RD
City	WAYZATA
State	MN
Zip	55391-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 199 A SUPPLEMENTAL PLAT OF MTKA BEACH THAT PART OF LOT 199 LYING S OF NLY 5 FT THOF AND NLY 15 FT OF LOT 200 W 70 X 156
Legal Range	23
Legal Township	117
Legal Section	15
Legal Quarter	33
Legal Subdivision	SUPPLEMENTAL PLAT OF MTKA BEACH
Legal Block	1
Legal Lot Number	199
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA BEACH
Census Block Group	1
Census Block	1017
Census Tract	27203

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2548 LAFAYETTE RD, WAYZATA, MN 55391-9752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Jul 7, 2006 · Amount on Record
Deed Document Number	202211124564
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2548 LAFAYETTE RD, WAYZATA, MN 55391-9752
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11245350
Date	Nov 14, 2023
Instrument	A11245350

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Aug 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2548 LAFAYETTE RD, WAYZATA, MN 55391-9752
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11245350
Date	Nov 14, 2023
Instrument	A11245350

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Aug 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 1, 2022
Property Address	2548 LAFAYETTE RD, WAYZATA, MN 55391-9752
Document Number	0A11124564
Instrument Date	Jun 28, 2022
Instrument	A11124564
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2548 LAFAYETTE RD, WAYZATA, MN 55391-9752

Mortgage

Document Number	0A11124565
Date	Jul 1, 2022
Instrument	A11124565

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Village Of Minnetonka Beach City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,613.00 (+27.78%)	$1,546,600 (+20.64%) Land $1,097,300 Building $449,300	$1,546,600 (+20.64%) Land $1,097,300 Building $449,300
2023	$14,566.00 Homeowner's exemption
2022		$1,282,000 Land $924,000 Building $358,000	$1,282,000 Land $924,000 Building $358,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2014)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka Beach serves 547 people · EPA ID MN1270034
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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