2532 Lafayette Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 2532 Lafayette Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 3,208 sqft · built 2014
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,700,000 (Oct 2019)
Tax Bill	$23,990 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-117-23-33-0026`

Property Details

APN / Parcel Number

Primary APN	`15-117-23-33-0026`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	4 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,208 sqft Living Area
Gross Area	4,004 sqft
1st Floor Area	1,236 sqft
2nd Floor Area	1,972 sqft
Basement Area	1,205 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	156 ft deep x 60 ft wide
Terrain	Wooded
Garage Type	Attached
Garage Area	796 sqft
Porch	Open Porch
Porch Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	2532 LAFAYETTE RD
City	WAYZATA
State	MN
Zip	55391-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 203 A SUPPLEMENTAL PLAT OF MTKA BEACH W 60 X 156
Legal Range	23
Legal Township	117
Legal Section	15
Legal Quarter	33
Legal Subdivision	SUPPLEMENTAL PLAT OF MTKA BEACH
Legal Block	1
Legal Lot Number	203
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA BEACH
Census Block Group	1
Census Block	1017
Census Tract	27203

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2532 LAFAYETTE RD, WAYZATA, MN 55391-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA
Oct 18, 2019	Grant Deed, Transfer ALERUS MTG
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Jan 13, 2005 · Amount on Record
Deed Document Number	201910714464
Prior Transfer Date	Apr 23, 2014
Prior Transfer Doc	0010187461
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2532 LAFAYETTE RD, WAYZATA, MN 55391-9752
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10895311
Date	Jan 5, 2021
Instrument	A10895311

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	HOPKINS, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 18, 2019
Property Address	2532 LAFAYETTE RD, WAYZATA, MN 55391-9752
Document Number	0010714464
Instrument Date	Sep 26, 2019
Instrument	10714464
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,780.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2532 LAFAYETTE RD WAYZATA MN 553919752, WAYZATA, MN 55391-9752

Mortgage

Document Number	10714466
Date	Oct 18, 2019
Instrument	10714466

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	11100 WAYZATA BLVD, MINNETONKA, MN 55305-5517

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2532 LAFAYETTE RD, WAYZATA, MN 55391-9752
Document Number	0010581524
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2532 LAFAYETTE RD WAYZATA MN 553919752, WAYZATA, MN 55391-9752

Mortgage

Document Number	0010581524
Date	Aug 9, 2018
Instrument	10581524

Lender

Name	MIDWESTONE BK
Type	Bank
Address	GOLDEN VALLEY, MN 55427

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Village Of Minnetonka Beach City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,990.00 (+18.13%)	$1,968,300 (+12.22%) Land $1,045,000 Building $923,300	$1,968,300 (+12.22%) Land $1,045,000 Building $923,300
2023	$20,308.00 Homeowner's exemption
2022		$1,754,000 Land $880,000 Building $874,000	$1,754,000 Land $880,000 Building $874,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2014)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka Beach serves 547 people · EPA ID MN1270034
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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