Santa Rosa County property record for 2548 Crescent Rd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,522 sqft · built 1991 |
| Lot Size | 0.606 acres (26,397 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $152,600 (Aug 2024) |
| Tax Bill | $2,933 (2024) |
| Deeds & Mortgages | Oct 2021 Line of Credit Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-14800-0220 |
| Primary APN | 18-2S-26-1920-14800-0220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,522 sqft Living Area |
| Gross Area | 4,466 sqft |
| 1st Floor Area | 1,522 sqft |
| Attic | Attic |
| Attic Area | 796 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 26,397 sqft (0.606 acres) |
| Garage Type | Attached |
| Garage Area | 514 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 554 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2548 CRESCENT RD |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 22 BLK 148 AS DES IN OR 4531 PG 185 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 148 |
| Legal Lot Number | 22 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10822 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2548 CRESCENT RD, NAVARRE, FL 32566-8704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Line of Credit FLORIDA STATE UNIVERSITY CU |
| Aug 14, 2018 | Deed of Trust, Mortgage · FHA Mortgage PLATINUM MORTGAGE INC |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI CENTRAL CU/FL |
| Apr 26, 2019 | Deed of Trust, Mortgage · Line of Credit CENTRAL CU/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2024 · Amount on Record |
| Deed Sale | Aug 12, 2024 · Amount on Record |
| Prior Sale | May 7, 2015 · Amount on Record |
| Deed Document Number | 202436106 |
| Deed Book / Page | 4531 / 185 |
| Prior Transfer Date | Aug 6, 2024 |
| Prior Transfer Doc | 0045310185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2548 CRESCENT RD, NAVARRE, FL 32566-8704 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2548 CRESCENT RD, NAVARRE, FL 32566-8704 |
| Document Number | 0041900633 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 4190/633 |
| Instrument | 202167248 |
| Name | FLORIDA STATE UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | TALLAHASSEE, FL 32303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2548 CRESCENT RD, NAVARRE, FL 32566-8704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037561547 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 3756/1547 |
| Instrument | 201834641 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, AL 35758 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2548 CRESCENT RD, NAVARRE, FL 32566-8704 |
| Document Number | 0039470074 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2548 CRESCENT RD NAVARRE FL 325668704, NAVARRE, FL 32566-8704 |
| Document Number | 0039470074 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 003947/000074 |
| Instrument | 21131 |
| Name | CENTRAL CU/FL |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32522 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2548 CRESCENT RD, NAVARRE, FL 32566-8704 |
| Document Number | 0038260001 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2548 CRESCENT RD NAVARRE FL 325668704, NAVARRE, FL 32566-8704 |
| Document Number | 0038260001 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 003826/000001 |
| Instrument | 18104 |
| Name | CENTRAL CU/FL |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 2, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $413,313 (+52.94%) Land $75,000 Building $338,313 | $413,313 (+4.72%) Land $75,000 Building $338,313 | |
| 2024 | $2,933.00 (+2.41%) Homeowner's exemption | $270,238 (+3%) | $394,697 (+4.68%) Land $75,000 Building $319,697 |
| 2023 | $2,864.00 (+2.8%) Homeowner's exemption | $262,367 (+3%) | $377,034 (+8.97%) Land $65,000 Building $312,034 |
| 2022 | $2,786.00 Homeowner's exemption | $254,725 | $345,993 Land $50,000 Building $295,993 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures