Santa Rosa County property record for 2545 Crescent Rd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,613 sqft · built 1987 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,500 (May 2005) |
| Tax Bill | $1,346 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-14700-0160 |
| Primary APN | 18-2S-26-1920-14700-0160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,613 sqft Living Area |
| Gross Area | 2,377 sqft |
| 1st Floor Area | 1,613 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2545 CRESCENT RD |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 16 BLK 147 AS DES IN OR 2447 PG 2069 & AS DES IN OR 3888 PG 2078 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 147 |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10822 |
2545 Crescent Rd is owned and occupied by an individual who acquired it in October 2019.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2545 CRESCENT RD, NAVARRE, FL 32566-8705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Dec 10, 2020 | Deed of Trust, Mortgage · Line of Credit EGLIN FCU |
| Nov 12, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage EGLIN FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2005 · Amount on File |
| Deed Sale | May 17, 2005 · Amount on File |
| Prior Sale | Jun 9, 2004 · Amount on File |
| Deed Document Number | 200531863 |
| Deed Book / Page | 2447 / 2069 |
| Last Transfer Date | Oct 31, 2019 |
| Transfer Doc | 0038882078 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2545 CRESCENT RD, NAVARRE, FL 32566-8705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2545 CRESCENT RD, NAVARRE, FL 32566-8705 |
| Document Number | 0040430090 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 4043/90 |
| Instrument | 202067677 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 23, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2545 CRESCENT RD, NAVARRE, FL 32566-8705 |
| Document Number | 0040430971 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 25945 CRESCENT RD NAVARRE FL 32566, NAVARRE, FL 32566 |
| Document Number | 0040430971 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 004043/000971 |
| Instrument | 67837 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 14, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 12, 2019 |
| Property Address | 2545 CRESCENT RD, NAVARRE, FL 32566-8705 |
| Document Number | 0038882078 |
| Book / Page | 3888 / 2078 |
| Map Reference | MB B PG 155 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 201950816 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | RELIABLE LAND TITLE CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8112 RALEIGH ST, 8112, NAVARRE, FL 32566-7571 |
| Name | Verified Name |
|---|---|
| Address | 2545 CRESCENT RD, NAVARRE, FL 32566-8705 |
| Document Number | 0038882079 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 3888/2079 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146,930 (+2.9%) | $265,386 (+2.74%) Land $75,000 Building $190,386 | |
| 2024 | $1,346.00 (+3.06%) Homeowner's exemption | $142,789 (+3%) | $258,320 (+5.11%) Land $75,000 Building $183,320 |
| 2023 | $1,306.00 (+3.4%) Homeowner's exemption | $138,630 (+3%) | $245,758 (+10.58%) Land $65,000 Building $180,758 |
| 2022 | $1,263.00 Homeowner's exemption | $134,592 | $222,237 Land $50,000 Building $172,237 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2545 Crescent Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2545 Crescent Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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