Chesapeake City property record for 2548 Bugle Dr W, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,958 sqft · built 2021 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Feb 2017) |
| Tax Bill | $3,885 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Apr 2021 Transfer + 1 more |
| APN | 0092002000580 |
| Primary APN | 0092002000580 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,002 sqft (0.551 acres) |
| Lot Dimensions | 200 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 30 sqft |
| Total Buildings | 4 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2548 BUGLE DR W |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 58 DRUM CREEK FARMS SEC 2 |
| Legal Subdivision | DRUM CREEK FARMS EAST, WEST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 21505 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3819 CANNON POINT DR, CHESAPEAKE, VA 23321-5704 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Apr 5, 2021 | Intrafamily Transfer, Transfer |
| Feb 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2017 · Amount on Record |
| Deed Sale | Feb 1, 2017 · Amount on Record |
| Deed Document Number | 20173020 |
| Deed Book / Page | 9751 / 432 |
| Last Transfer Date | Mar 30, 2021 |
| Transfer Doc | 10346/397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2548 BUGLE DR W, CHESAPEAKE, VA 23321-2321 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 010346/401 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 10346/401 |
| Instrument | 210015744 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 5, 2021 |
| Property Address | 2548 BUGLE DR W, CHESAPEAKE, VA 23321-2321 |
| Document Number | 10346/397 |
| Book / Page | 10346 / 397 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 210015743 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2548 BUGLE DR W, CHESAPEAKE, VA 23321-2321 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 1, 2017 |
| Property Address | 2548 BUGLE DR W, CHESAPEAKE, VA 23321-2321 |
| Document Number | 9751/432 |
| Book / Page | 9751 / 432 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 170003020 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2548 BUGLE DR W, CHESAPEAKE, VA 23321-2321 |
| Document Number | 170003021 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 170003021 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,800 (+2.11%) Land $155,000 Building $237,800 | $392,800 (+2.11%) Land $155,000 Building $237,800 | |
| 2025 | $3,885.00 (+3.11%) | $384,700 (+13.72%) Land $145,000 Building $239,700 | $384,700 (+13.72%) Land $145,000 Building $239,700 |
| 2024 | $3,768.00 (+46.56%) | ||
| 2023 | $338,300 (-0.21%) Land $130,000 Building $208,300 | $338,300 (-0.21%) Land $130,000 Building $208,300 | |
| 2022 | $339,000 Land $120,000 Building $219,000 | $339,000 Land $120,000 Building $219,000 | |
| 2019 | $2,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050 |
|---|---|
| Water Source | Purchased surface water from CITY OF PORTSMOUTH |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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