2541 Bugle Dr W, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 2541 Bugle Dr W, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,543 sqft · built 1983
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,341 (2025)
Deeds & Mortgages	Sep 2023 Transfer Aug 2023 Transfer + 1 more
APN	`0092002000430`

Property Details

APN / Parcel Number

Primary APN	`0092002000430`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,543 sqft Living Area
1st Floor Area	1,712 sqft
Attic	Attic
Attic Area	514 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	190 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2541 BUGLE DR W
City	CHESAPEAKE
State	VA
Zip	23321-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	43 DRUM CREEK FARMS SEC 2
Legal Subdivision	DRUM CREEK FARMS EAST, WEST
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2040
Census Tract	21505

Owner

2541 Bugle Dr W is owned and occupied by two individuals who acquired it in August 2023.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2541 BUGLE DR W, CHESAPEAKE, VA 23321-2303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Intrafamily Transfer, Transfer
Aug 21, 2023	Intrafamily Transfer, Transfer
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 24, 2023
Transfer Doc	010694/899
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 14, 2023
Property Address	2541 BUGLE DR W, CHESAPEAKE, VA 23321-2303
Document Number	010694/899
Book / Page	10694 / 899
Instrument Date	Aug 24, 2023
Instrument	230019527
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 BUGLE DR W, CHESAPEAKE, VA 23321-2303

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 21, 2023
Property Address	2541 BUGLE DR W, CHESAPEAKE, VA 23321-2303
Document Number	10688/1055
Book / Page	10688 / 1055
Instrument Date	Aug 17, 2023
Instrument	230017749
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 BUGLE DR W, CHESAPEAKE, VA 23321-2303

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2541 BUGLE DR W, CHESAPEAKE, VA 23321-2303
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10370/199
Date	May 12, 2021
Book Page	10370/199
Instrument	210021915

Lender

Name	TOWNEBANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	415 Months
Due	Dec 9, 2055

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2541 Bugle Dr W was $4,341, up 3.4% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,100 (+1.7%) Land $155,000 Building $282,100	$437,100 (+1.7%) Land $155,000 Building $282,100
2025	$4,341.00 (+3.38%)	$429,800 Land $145,000 Building $284,800	$429,800 Land $145,000 Building $284,800
2024	$4,199.00
2023		$381,900 (-2.1%) Land $130,000 Building $251,900	$381,900 (-2.1%) Land $130,000 Building $251,900
2022		$390,100 Land $120,000 Building $270,100	$390,100 Land $120,000 Building $270,100
2019	$3,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2541 Bugle Dr W; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2541 Bugle Dr W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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