25473 White Oak Ln, Splendora, TX 77372 Property Records

Montgomery County property record for 25473 White Oak Ln, Splendora, TX 77372

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,640 sqft · built 1975
Lot Size	0.441 acres (19,200 sqft)
Owner	Individual Name on Record
Last Sale	$274,337 (Apr 2026)
Tax Bill	$4,335 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9511-00-01400`

Property Details

APN / Parcel Number

Primary APN	`9511-00-01400`
Alternative APN	`R184001`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	1,640 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	19,200 sqft (0.441 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	360 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	25473 WHITE OAK LN
City	SPLENDORA
State	TX
Zip	77372-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	S951100 - WHITE OAK PLANTATION 01, BLOCK 1, LOT 14, 15
Legal Subdivision	WHITE OAK PLANTATION 01
Legal Block	1
Legal Lot Number	14,15
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	692804

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	25473 WHITE OAK LN, SPLENDORA, TX 77372-5339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Dec 30, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 28, 2026	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL SERVICES INC
Nov 4, 2019	Vendor's Lien, Transfer · FHA Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	202642753
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	0000102578
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	25473 WHITE OAK LN, SPLENDORA, TX 77372-5339
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25473 WHITE OAK LN, SPLENDORA, TX 77372-5339

Mortgage

Document Number	0000021399
Date	Mar 7, 2025
Instrument	2025021399

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	POMPANO BEACH, FL 33067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Nov 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	25473 WHITE OAK LN, SPLENDORA, TX 77372-5339
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25473 WHITE OAK LN, SPLENDORA, TX 77372-5339

Mortgage

Document Number	0000179763
Date	Dec 30, 2021
Instrument	2021179763

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Nov 1, 2049

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 28, 2026
Property Address	25473 WHITE OAK LN, SPLENDORA, TX 77372-5339
Document Number	0000042753
Instrument Date	Apr 22, 2026
Instrument	2026.42753
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25473 WHITE OAK LN, SPLENDORA, TX 77372-5339

Mortgage

Document Number	0000042754,
Date	Apr 28, 2026
Instrument	2026..42754

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 4, 2019
Property Address	25473 WHITE OAK LN, SPLENDORA, TX 77372-5339
Document Number	0000102578
Map Reference	CAB A SH 92B
Instrument Date	Oct 31, 2019
Instrument	2019102578
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25473 WHITE OAK LN, SPRING, TX 77373

Mortgage

Document Number	0000102579
Date	Nov 4, 2019
Instrument	2019102579

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Splendora Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,763 (+1%)	$294,104 (+22.19%) Land $23,808 Building $270,296
2025	$4,335.00 (+54.66%) Homeowner's exemption	$240,694 (+6.44%) Land $23,808 Building $216,886	$240,694 (-0.8%) Land $23,808 Building $216,886
2024	$2,803.00 (+18.92%) Homeowner's exemption	$226,138 (+1%) Land $23,808 Building $218,837	$242,645 (+6.26%) Land $23,808 Building $218,837
2023	$2,357.00 Homeowner's exemption	$205,580 Land $23,800 Building $204,540	$228,340 Land $23,800 Building $204,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	2 of 15
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Tropical Storm Imelda, Sep 2019 · 9 claims Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 16 WHITE OAK PLANT serves 627 people · EPA ID TX1700164
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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