25470 White Oak Ln, Splendora, TX 77372 Property Records

Montgomery County property record for 25470 White Oak Ln, Splendora, TX 77372

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,720 sqft · built 1975
Lot Size	0.247 acres (10,757 sqft)
Owner	2 Individual Names on File
Last Sale	$193,382 (Feb 2022)
Tax Bill	$3,550 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9511-00-07300`

Property Details

APN / Parcel Number

Primary APN	`9511-00-07300`
Alternative APN	`R184060`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,720 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,757 sqft (0.247 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	36 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	25470 WHITE OAK LN
City	SPLENDORA
State	TX
Zip	77372-5334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	WHITE OAK PLANTATION 01, BLOCK 2, LOT 14
Legal Subdivision	WHITE OAK PLANTATION 01
Legal Block	2
Legal Lot Number	14
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1004
Census Tract	692804

Owner

25470 White Oak Ln is owned and occupied by two individuals who bought it in February 2022.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25470 WHITE OAK LN, SPLENDORA, TX 77372-5334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 17, 2022	Vendor's Lien, Transfer · FHA Mortgage NATIONS LENDING CORP
Dec 5, 2019	Warranty Deed, Transfer MORTGAGE CONNEXTIONS LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2022 · Amount on File
Deed Sale	Feb 17, 2022 · Amount on File
Prior Sale	Dec 5, 2019 · Amount on File
Deed Document Number	202220624
Prior Transfer Date	Jan 5, 2010
Prior Transfer Doc	0000002856
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 1, 2026
Property Address	25470 WHITE OAK LN, SPLENDORA, TX 77372-5334
Document Number	0000056669
Instrument Date	May 7, 2026
Instrument	202656669
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25470 WHITE OAK LN, SPLENDORA, TX 77372-5334

Mortgage

Document Number	0000056669,
Date	Jun 1, 2026
Instrument	202656669

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Mar 1, 2052

Interest

Rate	6.37%
Max Rate	-1%

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 17, 2022
Property Address	25470 WHITE OAK LN, SPLENDORA, TX 77372-5334
Document Number	0000020624
Map Reference	CAB A SH 92B
Instrument Date	Feb 16, 2022
Instrument	2022020624
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	HOMETOWN TITLE INC, HOMETOWN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 846, BROWNSTOWN, PA 17508-0846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25470 WHITE OAK LN, SPLENDORA, TX 77372-5334

Mortgage

Document Number	0000020625
Date	Feb 17, 2022
Instrument	2022020625

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 5, 2019
Property Address	25470 WHITE OAK LN, SPLENDORA, TX 77372-5334
Document Number	0000113402
Instrument Date	Dec 3, 2019
Instrument	113402
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25470 WHITE OAK LN SPLENDORA TX 773725334, SPLENDORA, TX 77372-5334

Mortgage

Document Number	113403
Date	Dec 5, 2019
Instrument	113403

Lender

Name	MORTGAGE CONNEXTIONS LP
Address	CONROE, TX 77302

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 25470 White Oak Ln was $3,550 with a homeowner's exemption, down 11% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Splendora Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,682 (+1%)	$244,690 (+16.68%) Land $13,339 Building $231,351
2025	$3,550.00 (-10.98%) Homeowner's exemption	$209,711 (+0.89%) Land $13,339 Building $196,372	$209,711 (-0.3%) Land $13,339 Building $196,372
2024	$3,988.00 (+92.84%) Homeowner's exemption	$207,856 (+1%) Land $13,339 Building $197,008	$210,347 (+11.32%) Land $13,339 Building $197,008
2023	$2,068.00 Homeowner's exemption	$188,960 Land $13,330 Building $175,630	$188,960 Land $13,330 Building $175,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25470 White Oak Ln in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	2 of 15
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Tropical Storm Imelda, Sep 2019 · 9 claims Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25470 White Oak Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 16 WHITE OAK PLANT serves 627 people · EPA ID TX1700164
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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