San Joaquin County property record for 2547 Spencer Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,051 sqft · built 2002 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $449,000 (Nov 2016) |
| Tax Bill | $6,725 (2026) |
| Deeds & Mortgages | Feb 2019 Transfer Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-440-670-000 |
| Primary APN | 238-440-670-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,051 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-440-67 |
|---|---|
| Street Address | 2547 SPENCER LN |
| City | TRACY |
| State | CA |
| Zip | 95377-8817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 |
| Legal Subdivision | LYON CROSSROADS |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5211 |
Source: San Joaquin County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2547 SPENCER LN, TRACY, CA 95377-8817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jun 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2016 · Amount on Record |
| Deed Sale | Nov 29, 2016 · Amount on Record |
| Prior Sale | Jun 4, 2004 · Amount on Record |
| Deed Document Number | 2016146516 |
| Prior Transfer Date | Jul 7, 2006 |
| Prior Transfer Doc | 0000150480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 13, 2019 |
| Property Address | 2547 SPENCER LN, TRACY, CA 95377-8817 |
| Document Number | 0000015314 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 15314 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2547 SPENCER LN TRACY CA 953778817, TRACY, CA 95377-8817 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2547 SPENCER LN, TRACY, CA 95377-8817 |
| Document Number | 0000075744 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2018 |
| Title Company | WFG TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2547 SPENCER LN TRACY CA 953778817, TRACY, CA 95377-8817 |
| Document Number | 0000075744 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 75744 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2048 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,725.00 (-9.1%) | ||
| 2025 | $7,398.00 (+9.29%) | $521,094 (+4.04%) Land $182,208 Building $338,886 | |
| 2023 | $6,769.00 (-1.93%) | $500,862 Land $175,134 Building $325,728 | $676,170 |
| 2022 | $6,902.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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