San Joaquin County property record for 2526 Spencer Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,264 sqft · built 2002 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,323 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-440-800-000 |
| Primary APN | 238-440-800-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,264 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,001 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-440-80 |
|---|---|
| Street Address | 2526 SPENCER LN |
| City | TRACY |
| State | CA |
| Zip | 95377-8817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 03-FM PT 73/PT TO 78/79/81/LYON CROSSROADS, UNIT 7 |
| Legal Subdivision | LYON CROSSROADS |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5211 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2526 SPENCER LN, TRACY, CA 95377-8817 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK |
| Aug 4, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2009 |
| Deed Sale | Oct 14, 2009 |
| Prior Sale | Apr 13, 2009 · Amount on File |
| Deed Document Number | 2009149712 |
| Last Transfer Date | Feb 1, 2021 |
| Transfer Doc | 0000029306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 17, 2021 |
| Property Address | 2526 SPENCER LN, TRACY, CA 95377-8817 |
| Document Number | 0000029306 |
| Map Reference | MB 37 PG 13 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 2021-029306 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 2526 SPENCER LN, TRACY, CA 95377-8817 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029307 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-029307 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 4, 2017 |
| Property Address | 2526 SPENCER LN, TRACY, CA 95377-8817 |
| Document Number | 0000089005 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 89005 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2526 SPENCER LN TRACY CA 953778817, TRACY, CA 95377-8817 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,323.00 (-13.42%) | ||
| 2025 | $4,993.00 (+8.87%) Homeowner's exemption | $318,683 (+4.04%) Land $78,731 Building $239,952 | |
| 2023 | $4,586.00 (-3.7%) Homeowner's exemption | $306,311 Land $75,675 Building $230,636 | $688,770 |
| 2022 | $4,762.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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