2547 Highgate Dr, Richmond (San Pablo), CA 94806 Property Records

Contra Costa County property record for 2547 Highgate Dr, Richmond, CA 94806

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,957 sqft · built 1990
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Mar 2005)
Tax Bill	$11,833 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`405-381-070-3`

Property Details

APN / Parcel Number

Primary APN	`405-381-070-3`
Alternative APN	`405-381-070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,957 sqft Living Area
Gross Area	2,445 sqft
1st Floor Area	1,099 sqft
2nd Floor Area	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	4,600 sqft (0.106 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2547 HIGHGATE DR
City	SAN PABLO
State	CA
Zip	94806-5259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MFR1
Legal Description	T6926 L70
Legal Subdivision	SUBDIVISION 6926
Legal Tract	6926
Legal Lot Number	70
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	365003

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2547 HIGHGATE DR, SAN PABLO, CA 94806-5259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2005 · Amount on Record
Deed Sale	Mar 7, 2005 · Amount on Record
Deed Document Number	200575799
Prior Transfer Date	Nov 14, 1996
Prior Transfer Doc	0000220773
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2547 HIGHGATE DR, RICHMOND, CA 94806-5259
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020123
Date	Jan 31, 2020
Instrument	2020-020123

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2547 HIGHGATE DR, RICHMOND, CA 94806-5259
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2547 HIGHGATE DR, RICHMOND, CA 94806-5259

Mortgage

Document Number	0000017038
Date	Jan 20, 2021
Instrument	2021-017038

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$738,000 (-1.6%) Land $399,520 Building $338,480
2025	$11,833.00 (+5.82%) Homeowner's exemption	$750,000 (+5.49%) Land $406,016 Building $343,984
2023	$11,182.00 (-8.16%) Homeowner's exemption	$711,000 Land $385,000 Building $326,000
2022	$12,175.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Unwired.

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