2523 Highgate Dr, Richmond (San Pablo), CA 94806 Property Records

Contra Costa County property record for 2523 Highgate Dr, Richmond, CA 94806

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,957 sqft · built 1990
Lot Size	0.087 acres (3,800 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Jul 2025)
Tax Bill	$9,151 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`405-381-068-7`

Property Details

APN / Parcel Number

Primary APN	`405-381-068-7`
Alternative APN	`405-381-068`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,957 sqft Living Area
1st Floor Area	1,099 sqft
2nd Floor Area	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cluster
Lot Area	3,800 sqft (0.087 acres)
Garage Type	Carport
Garage Area	488 sqft
Carport	Carport
Carport Area	488 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2523 HIGHGATE DR
City	SAN PABLO
State	CA
Zip	94806-5259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MFR1
Legal Description	T6926 L68
Legal Subdivision	SUBDIVISION 6926
Legal Tract	6926
Legal Lot Number	68
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	365003

Owner

2523 Highgate Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2523 HIGHGATE DR, SAN PABLO, CA 94806-5259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Apr 27, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 27, 2021	Grant Deed, Transfer · Conventional Mortgage CHEVRON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	Apr 27, 2021 · Amount on File
Deed Document Number	202572313
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	0000127170
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2523 HIGHGATE DR, RICHMOND, CA 94806-5259
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 HIGHGATE DR, SAN PABLO, CA 94806-5259

Mortgage

Document Number	0000022669
Date	Mar 6, 2026
Instrument	2026- 022669

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	6 POINTE DR STE 300, BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 27, 2021
Property Address	2523 HIGHGATE DR, RICHMOND, CA 94806-5259
Document Number	0000127170
Map Reference	MB 319 PG 30
Instrument Date	Apr 22, 2021
Instrument	2021-127170
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 HIGHGATE DR, RICHMOND, CA 94806-5259

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 27, 2021
Property Address	2523 HIGHGATE DR, RICHMOND, CA 94806-5259
Document Number	0000127171
Map Reference	MB 319 PG 30
Instrument Date	Apr 19, 2021
Instrument	2021-127171
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2523 HIGHGATE DR, RICHMOND, CA 94806-5259

Mortgage

Document Number	0000127172
Date	Apr 27, 2021
Instrument	2021-127172

Lender

Name	CHEVRON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2523 Highgate Dr was $9,151.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$735,000 (+30.17%) Land $315,000 Building $420,000
2025	$9,151.00	$564,639 Land $196,170 Building $368,469
2023	$8,751.00 (+1.45%)	$542,715 Land $188,553 Building $354,162
2022	$8,626.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2523 Highgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2523 Highgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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