2546 Truman Ave, Oakland, CA 94605 Property Records

Alameda County property record for 2546 Truman Ave, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,843 sqft · built 1938
Lot Size	0.107 acres (4,664 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jan 2021)
Tax Bill	$9,562 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-5626-14`

Property Details

APN / Parcel Number

Primary APN	`48-5626-14`
Alternative APN	`048-5626-014-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,843 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,664 sqft (0.107 acres)

Location & Zoning

Street Address	2546 TRUMAN AVE
City	OAKLAND
State	CA
Zip	94605-4841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00014 BLK: AR: 0048 PAGE: 5626
Legal Subdivision	BEVERLY TERRACE
Legal Block	40
Legal Lot Number	18&17
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2013
Census Tract	410100

Owner

2546 Truman Ave is owned by two individuals who bought it in January 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	177 WINGED FOOT PL, SAN RAMON, CA 94583-3924
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
Jan 29, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE
Apr 3, 2017	Reverse Mortgage, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Deed Document Number	202136872
Prior Transfer Date	Jan 11, 2017
Prior Transfer Doc	0000075529
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2546 TRUMAN AVE, OAKLAND, CA 94605-4841
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 WINGED FOOT PL, SAN RAMON, CA 94583-3924

Mortgage

Document Number	0000102225
Date	May 27, 2022
Instrument	2022102225

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 29, 2021
Property Address	2546 TRUMAN AVE, OAKLAND, CA 94605-4841
Document Number	0000036872
Instrument Date	Dec 1, 2020
Instrument	36872
Transaction Type	Transfer
Record Updated	Mar 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	177 WINGED FOOT PL SAN RAMON CA 945833924, SAN RAMON, CA 94583-3924

April 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ALAMEDA CA
Recording Date	Apr 3, 2017
Property Address	2546 TRUMAN AVE, OAKLAND, CA 94605-4841
Document Number	0000075529
Instrument Date	Jan 11, 2017
Instrument	75529
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2546 TRUMAN AVE OAKLAND CA 946054841, OAKLAND, CA 94605-4841

Mortgage

Document Number	75530
Date	Apr 3, 2017
Instrument	75530

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.31%

Mortgage

Document Number	75531,
Date	Apr 3, 2017
Instrument	75531

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.31%

Tax Assessment & Valuation

The 2025 property tax bill for 2546 Truman Ave was $9,562.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,000 (-4.25%) Land $170,000 Building $400,000
2025	$9,562.00	$595,330 Land $178,599 Building $416,731
2023	$9,649.00	$572,220 Land $171,666 Building $400,554	$643,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2546 Truman Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2546 Truman Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,005 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile, Unwired.

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