Pinellas County property record for 2546 Islander Ct, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,675 sqft · built 1986 |
| Lot Size | 0.218 acres (9,479 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Apr 2024) |
| Tax Bill | $182 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-740-9693-4 |
| Primary APN | C62-000-740-9693-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| Gross Area | 2,437 sqft |
| 1st Floor Area | 1,675 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,479 sqft (0.218 acres) |
| Lot Dimensions | 106 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R381797 |
|---|---|
| Street Address | 2546 ISLANDER CT |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | CRYSTAL BEACH ESTATES LOT 41 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | CRYSTAL BEACH ESTATES |
| Legal Tract | 19870 |
| Legal Lot Number | 41 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 27206 |
2546 Islander Ct is owned and occupied by two individuals who bought it in April 2024.
Source: Pinellas County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2546 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2024 | Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP |
| Sep 30, 2020 | Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jul 30, 2018 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on File |
| Deed Sale | Apr 10, 2024 · Amount on File |
| Prior Sale | Sep 30, 2020 · Amount on File |
| Deed Document Number | 202490215 |
| Deed Book / Page | 22762 / 453 |
| Transfer Doc | 1060001217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 10, 2024 |
| Property Address | 2546 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Document Number | 0227620453 |
| Book / Page | 22762 / 453 |
| Map Reference | MB 92 PG 42&4 |
| Instrument Date | Apr 8, 2024 |
| Instrument | 2024090215 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | NOT AVAILABLE, TRUE BLUE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2984 CURRY STATION RD, MUNFORD, AL 36268-6684 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2546 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Document Number | 0022762455 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 22762/455 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 30, 2020 |
| Property Address | 2546 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Document Number | 0211870031 |
| Book / Page | 21187 / 31 |
| Map Reference | MB 92 PG 43&43 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 2020290698 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ROYALTY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40341 US HWY #402402, 40341, TARPON SPRINGS, FL 34689 |
| Name | Verified Name |
|---|---|
| Address | 2278 PALMETTO, CLEARWATER, FL 33763-2222 |
| Document Number | 0002118733 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 21187/33 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 30, 2018 |
| Property Address | 2546 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Document Number | 0201471252 |
| Book / Page | 20147 / 1252 |
| Map Reference | MB 92 PG 42&43 |
| Instrument Date | Jul 22, 2018 |
| Instrument | 2018241722 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2546 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Document Number | 2018241723 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 2018241723 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 2546 Islander Ct was $182, down 97.3% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $182.00 (-97.34%) | ||
| 2024 | $6,839.00 (+1.42%) | ||
| 2023 | $6,743.00 (+2.71%) Homeowner's exemption | $407,284 (+3%) | $437,368 (+10.61%) Land $193,528 Building $243,840 |
| 2022 | $6,565.00 Homeowner's exemption | $395,421 | $395,421 Land $200,874 Building $194,547 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2546 Islander Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2546 Islander Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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