2545 Thames Ct, Lancaster, SC 29720 Property Records

Lancaster County property record for 2545 Thames Ct, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,692 sqft · built 2005
Lot Size	0.405 acres (17,674 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (Jan 2025)
Tax Bill	$5,399 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0080L-0A-019.00`

Property Details

APN / Parcel Number

Primary APN	`0080L-0A-019.00`
Alternative APN	`76602`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,692 sqft Living Area
Gross Area	1,350 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,674 sqft (0.405 acres)
Garage Area	460 sqft
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	76602
Street Address	2545 THAMES CT
City	LANCASTER
State	SC
Zip	29720-7891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	45X156X63X158X30
Legal Subdivision	WHITE
Legal Block	19
Legal Lot Number	19
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3002
Census Tract	11001

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2545 THAMES CT, LANCASTER, SC 29720-7891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 29, 2023	Deed of Trust, Mortgage · FHA Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2025 · Amount on Record
Deed Sale	Jan 30, 2025 · Amount on Record
Prior Sale	Apr 5, 2024 · Amount on Record
Deed Document Number	20251270
Deed Book / Page	1880 / 200
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 5, 2024
Property Address	2545 THAMES CT, LANCASTER, SC 29720-7891
Document Number	0000003900
Book / Page	1774 / 36
Map Reference	CAB 2001 PG 352
Instrument Date	Apr 5, 2024
Instrument	2024003900
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$689.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2545 THAMES CT, LANCASTER, SC 29720-7891

Mortgage

Document Number	0000003901
Date	Apr 5, 2024
Instrument	2024003901

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2545 THAMES CT, LANCASTER, SC 29720-7891
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010893
Date	Aug 29, 2023
Book Page	5014/82
Instrument	2023010893

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,399.00 (+484.31%)	$16,494 (+174.17%) Land $3,000 Building $13,494	$274,900 (+82.78%) Land $50,000 Building $224,900
2024	$924.00 (+0.43%)
2023	$920.00 (+0.44%)	$6,016 (-) Land $800 Building $5,216	$150,400 (-) Land $20,000 Building $130,400
2022	$916.00	$6,016 Land $800 Building $5,216	$150,400 Land $20,000 Building $130,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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