Lancaster County property record for 2515 Thames Ct, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,326 sqft · built 2004 |
| Lot Size | 0.327 acres (14,266 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,900 (Jan 2005) |
| Tax Bill | $823 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0080L-0A-014.00 |
| Primary APN | 0080L-0A-014.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| Gross Area | 1,727 sqft |
| Flooring | Carpet |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,266 sqft (0.327 acres) |
| Garage Area | 198 sqft |
| Porch | Porch |
| Porch Area | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 76597 |
|---|---|
| Street Address | 2515 THAMES CT |
| City | LANCASTER |
| State | SC |
| Zip | 29720-7891 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | 60X162 |
| Legal Subdivision | WHITE |
| Legal Block | 14 |
| Legal Lot Number | 14 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11001 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2515 THAMES CT, LANCASTER, SC 29720-7891 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU |
| Jan 9, 2020 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2005 · Amount on Record |
| Deed Sale | Jan 4, 2005 · Amount on Record |
| Deed Document Number | 200512 |
| Deed Book / Page | 265 / 334 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 2515 THAMES CT, LANCASTER, SC 29720-7891 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000005987 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 4956/277 |
| Instrument | 2023005987 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 5, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 2515 THAMES CT, LANCASTER, SC 29720-7891 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000492 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 3902/087 |
| Instrument | 2020000492 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 5, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 2515 THAMES CT, LANCASTER, SC 29720-7891 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000017471 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 3862/222 |
| Instrument | 2019017471 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Dec 5, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 10-Year TN |
| Max Rate | 11% |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $823.00 (+9.3%) | $5,644 (+15%) Land $1,200 Building $4,444 | $235,100 (+91.61%) Land $50,000 Building $185,100 |
| 2024 | $753.00 (+0.4%) | ||
| 2023 | $750.00 | $4,908 Land $800 Building $4,108 | $122,700 Land $20,000 Building $102,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Feb 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable · Fiber in parts of the area | 1,000 / 100 |
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