Osceola County property record for 2515 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,841 sqft Heated Area |
| Lot Size | 88,775 sqft (2.03 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2005) |
| Tax Bill | $7,540.00 (2025) |
| Primary APN | 119090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,841 sqft Heated Area |
| Gross Area | 6,135 sqft Gross Area |
| 1st Floor | 3,172 sqft 1st Floor |
| Upper Floors | 669 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 88,775 sqft (2.03 acres) |
| Lot Width | 150 ft Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 1,107 sqft Garage |
| Patio Area | 1,080 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,187 sqft Porch |
| Boat Access | Boat Access |
| Boat House | 450 sqft Boat House |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 119090 |
|---|---|
| Street Address | 2515 HICKORY TREE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8919 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KALEY BROOKE SHORES PB 15 PG 135 LOT 4 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 07 |
| Legal Subdivision | KALEY BROOKE SHORES LK FRT LTS |
| Legal Tract | 3590 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43301 |
Source: Osceola County records · APN 119090
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2515 HICKORY TREE RD, SAINT CLOUD, FL 34772-8919 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Apr 03, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Dec 18, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2005 · Amount on Record |
| Deed Sale | Jul 08, 2005 · Amount on Record |
| Deed Doc Number | 2005154684 |
| Deed Book / Page | 2833 / 1454 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2515 HICKORY TREE RD, SAINT CLOUD, FL 34772-8919 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2515 HICKORY TREE RD, SAINT CLOUD, FL 34772-8919 |
| Document Number | 0059682584 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 5968/2584 |
| Instrument | 2021083406 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2515 HICKORY TREE RD, SAINT CLOUD, FL 34772-8919 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053100041 |
|---|---|
| Date | Apr 03, 2018 |
| Book Page | 5310/0041 |
| Instrument | 2018051472 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2515 HICKORY TREE RD, SAINT CLOUD, FL 34772-8919 |
| Document Number | 0056561016 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2515 HICKORY TREE RD ST CLOUD FL 347728919, ST CLOUD, FL 34772-8919 |
| Document Number | 0056561016 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 005656/001016 |
| Instrument | 5262 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,540.00 (+20.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $469,176 (+5.99%) | $763,800 (+2.29%) Land $180,000 Building $583,800 |
| 2023 | $6,242.00 (+3.65%) Homeowner's exemption | $442,674 (+3%) | $746,700 (+16.44%) Land $174,000 Building $572,700 |
| 2022 | $6,022.00 Homeowner's exemption | $429,781 | $641,300 Land $174,000 Building $467,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | Moderate above 59% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 676 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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