2545 Harmony Dr, Xenia, OH 45385 Property Records

Greene County property record for 2545 Harmony Dr, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,708 sqft · built 2010
Lot Size	0.212 acres (9,241 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Dec 2025)
Tax Bill	$3,787 (2025)
Deeds & Mortgages	Dec 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M40-0001-0063.0-0104.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0001-0063.0-0104.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
1st Floor Area	854 sqft
Basement Area	854 sqft
Unfinished Basement	854 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,241 sqft (0.212 acres)
Lot Width	61 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2545 HARMONY DR
City	XENIA
State	OH
Zip	45385-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE OF XENIA SECTION 3 LOT 113 PHASE 1 HARMONY DR
Legal Subdivision	XENIA
Legal Phase	1
Legal Lot Number	113
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	2
Census Block	2009
Census Tract	240304

Owner

2545 Harmony Dr is owned and occupied by an individual who bought it in December 2025.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2545 HARMONY DR, XENIA, OH 45385-5915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Jul 27, 2010 · Amount on File
Deed Document Number	202519926
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Dec 17, 2025
Property Address	2545 HARMONY DR, XENIA, OH 45385-5915
Document Number	0000019926
Map Reference	CAB 35 PG 35A-37A
Instrument Date	Dec 10, 2025
Instrument	2025019926
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 HARMONY DR, XENIA, OH 45385-5915

Mortgage

Document Number	0000019927
Date	Dec 17, 2025
Instrument	2025019927

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

Tax Assessment & Valuation

The 2025 property tax bill for 2545 Harmony Dr was $3,787, up 0.6% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,787.00 (+0.58%)	$88,000 (-) Land $17,690 Building $70,310
2024	$3,765.00 (-1.8%)	$88,000 (-) Land $17,690 Building $70,310
2023	$3,834.00 (+13.5%)	$88,000 (+32.41%) Land $17,690 Building $70,310	$251,430 Land $50,540 Building $200,890
2022	$3,378.00	$66,460 Land $11,800 Building $54,660
2020			$189,860 Land $33,700 Building $156,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2545 Harmony Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2545 Harmony Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: altafiber Network Solutions, Verizon.

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