Greene County property record for 2497 Harmony Dr, Xenia, OH 45385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,514 sqft · built 2003 |
| Lot Size | 0.202 acres (8,809 sqft) |
| Owner | Individual Name on File |
| Last Sale | $306,800 (Nov 2003) |
| Tax Bill | $2,799 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0001-0063.0-0108.00 |
| Primary APN | M40-0001-0063.0-0108.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 1,514 sqft |
| Basement Area | 1,514 sqft |
| Unfinished Basement | 1,514 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,809 sqft (0.202 acres) |
| Lot Width | 76 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2497 HARMONY DR |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-4897 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESERVE OF XENIA SECTION 3 LOT 117 PHASE 1 HARMONY DR |
| Legal Subdivision | XENIA |
| Legal Phase | 1 |
| Legal Lot Number | 117 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | XENIA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 240304 |
2497 Harmony Dr is owned and occupied by an individual who bought it in November 2003.
Source: Greene County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2497 HARMONY DR, XENIA, OH 45385-4897 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2003 · Amount on File |
| Deed Sale | Nov 26, 2003 · Amount on File |
| Prior Sale | Aug 28, 2003 · Amount on File |
| Deed Document Number | 200351161 |
| Deed Book / Page | 2155 / 742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 2497 HARMONY DR, XENIA, OH 45385-4897 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000015402 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 2018015402 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 5, 2048 |
The 2025 property tax bill for 2497 Harmony Dr was $2,799, down 5.8% from the year before.
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| Municipality | Xenia City |
| Unified School District | Xenia Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,799.00 (-5.82%) | $81,100 (-) Land $16,660 Building $64,440 | |
| 2024 | $2,972.00 (-2.65%) | $81,100 (-) Land $16,660 Building $64,440 | |
| 2023 | $3,053.00 (+17.56%) | $81,100 (+32.6%) Land $16,660 Building $64,440 | $231,730 Land $47,610 Building $184,120 |
| 2022 | $2,597.00 | $61,160 Land $11,110 Building $50,050 | |
| 2020 | $174,750 Land $31,740 Building $143,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2497 Harmony Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2497 Harmony Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA CITY PWS serves 29,000 people · EPA ID OH2902812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: altafiber Network Solutions, Verizon.
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