2545 Cedar St, Quincy, IL 62301 Property Records

Adams County property record for 2545 Cedar St, Quincy, IL 62301

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,360 sqft)
Owner	Individual Name on File
Tax Bill	$1,920 (2024)
Deeds & Mortgages	Sep 2008 Mortgage Aug 2011 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236026100000`

Property Details

APN / Parcel Number

Primary APN	`236026100000`

Exterior

Lot Area	7,360 sqft (0.17 acres)
Lot Dimensions	184 ft deep x 40 ft wide

Location & Zoning

Street Address	2545 CEDAR ST
City	QUINCY
State	IL
Zip	62301-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 2 WALTON HEIGHTS LOT 14
Legal Range	8W
Legal Township	1S
Legal Section	31
Legal Subdivision	WALTON HEIGHTS
Legal Block	2
Legal Lot Number	14
Jurisdiction	ADAMS IL
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3004
Census Tract	100

Owner

2545 Cedar St, a single family home, is owned by an individual.

Source: Adams County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	4300 BUNKER DR, QUINCY, IL 62305-6207
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2008	Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO
Aug 23, 2011	Deed of Trust, Mortgage MERCANTILE BANK
Jul 19, 2011	Deed of Trust, Mortgage MERCANTILE BANK
Nov 30, 2006	Trustee's Deed, Foreclosure · Stand-Alone Second Mortgage SOUTHSTAR FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2545 CEDAR ST, QUINCY, IL 62301-3417
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0708/10285
Date	Sep 25, 2008
Book Page	708/10285

Lender

Name	STATE STREET BANK & TRUST CO
Type	Bank
Address	QUINCY, IL 62306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	3 Months
Due	Dec 22, 2008

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2545 CEDAR ST, QUINCY, IL 62301-3417
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R07434
Date	Aug 23, 2011
Instrument	2011R-07434

Lender

Name	MERCANTILE BANK
Type	Bank
Address	QUINCY, IL 62301

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 13, 2021

Interest

Rate	3.62%

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2545 CEDAR ST, QUINCY, IL 62301-3417
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R06314
Date	Jul 19, 2011
Instrument	2011R-06314

Lender

Name	MERCANTILE BANK
Type	Bank
Address	QUINCY, IL 62301

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 13, 2021

Interest

Rate	3.62%

November 2006: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ADAMS IL
Recording Date	Nov 30, 2006
Property Address	2545 CEDAR ST, QUINCY, IL 62301-3417
Document Number	0706/12636
Book / Page	0706 / 12636
Instrument Date	Nov 20, 2006
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 OHIO ST, QUINCY, IL 62301-4848

Mortgage

Document Number	0070612638
Date	Nov 30, 2006
Instrument	0070612638

Lender

Name	SOUTHSTAR FUNDING LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2036

Mortgage

Document Number	0706/12637
Date	Nov 30, 2006
Book Page	0706/12637

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2036
Prepayment Penalty	00 Months

Interest

Rate Type	Adjustable Rate
Rate	9.37%
Type Change Date	Dec 1, 2008
Change Frequency	6 Months
Min Rate At Change	6.37%
Max Rate At Change	12.3%
Index	6-Month LIBOR
Max Rate	15.3%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Quincy Township
Municipality	Quincy City
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,220 (+6.01%) Land $2,360 Building $28,860	$93,660 (+6.01%) Land $7,080 Building $86,580
2024	$1,920.00	$29,450 Land $2,230 Building $27,220	$88,350 Land $6,690 Building $81,660
2022		$25,510 Land $1,930 Building $23,580	$76,530 Land $5,790 Building $70,740
2021	$1,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2545 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2545 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY serves 42,000 people · EPA ID IL0010650
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Adams Telsystems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures