2540 Cedar St, Quincy, IL 62301 Property Records

Adams County property record for 2540 Cedar St, Quincy, IL 62301

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,600 sqft)
Owner	2 Company Names on Record
Last Sale	$85,000 (May 2018)
Tax Bill	$1,823 (2024)
Deeds & Mortgages	Dec 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236033700000`

Property Details

APN / Parcel Number

Primary APN	`236033700000`

Exterior

Lot Area	7,600 sqft (0.17 acres)
Lot Dimensions	190 ft deep x 40 ft wide

Location & Zoning

Street Address	2540 CEDAR ST
City	QUINCY
State	IL
Zip	62301-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 7 WALTON HEIGHTS LOT 8
Legal Range	8W
Legal Township	1S
Legal Section	31
Legal Subdivision	WALTON HEIGHTS
Legal Block	7
Legal Lot Number	8
Jurisdiction	ADAMS IL
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3011
Census Tract	100

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2540 CEDAR ST, QUINCY, IL 62301-3418
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST COMMUNITY CU
May 11, 2018	Warranty Deed, Transfer · Conventional Mortgage MEMBER FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Deed Document Number	20183612
Last Transfer Date	Feb 20, 2025
Transfer Doc	2025R00944
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2540 CEDAR ST, QUINCY, IL 62301-3418
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R11557
Date	Dec 17, 2021
Instrument	2021R-11557

Lender

Name	MEMBERS FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	May 11, 2018
Property Address	2540 CEDAR ST, QUINCY, IL 62301-3418
Document Number	2018R03612
Instrument Date	May 9, 2018
Instrument	2018R-03612
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 CEDAR ST, QUINCY, IL 62301-3418

Mortgage

Document Number	2018R03613
Date	May 11, 2018
Instrument	2018R-03613

Lender

Name	MEMBER FIRST CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Quincy Township
Municipality	Quincy City
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,010 (+6.01%) Land $2,360 Building $33,650	$108,030 (+6.01%) Land $7,080 Building $100,950
2024	$1,823.00 (+14.08%)	$33,970 (+15.43%) Land $2,230 Building $31,740	$101,910 (+15.43%) Land $6,690 Building $95,220
2022		$29,430 Land $1,930 Building $27,500	$88,290 Land $5,790 Building $82,500
2021	$1,598.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY serves 42,000 people · EPA ID IL0010650
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Adams Telsystems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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