Brevard County property record for 2545 2nd Ave NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,596 sqft · built 1957 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,500 (Jul 2021) |
| Tax Bill | $2,457 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-23-01-6-5 |
| Primary APN | 28-37-23-01-6-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 1,626 sqft |
| 1st Floor Area | 1,596 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 721 sqft |
| Patio Area | 751 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2832385 |
|---|---|
| Street Address | 2545 2ND AVE NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-3544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | DAVID SUBD LOTS 5,6 BLK 6 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Subdivision | DAVID SUBD |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 65123 |
2545 2nd Ave NE is owned and occupied by an individual who bought it in July 2021.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2545 2ND AVE NE, PALM BAY, FL 32905-3544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Feb 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORPORATION |
| Jul 27, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on File |
| Deed Sale | Jul 27, 2021 · Amount on File |
| Deed Document Number | 2021194404 |
| Deed Book / Page | 9203 / 620 |
| Prior Transfer Date | Jun 3, 2008 |
| Prior Transfer Doc | 0058730058 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2545 2ND AVE NE, PALM BAY, FL 32905-3544 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 504 BOWMAN BLVD, COCOA, FL 32927-4922 |
| Investor | Possibly a Property Investor |
| Document Number | 0094081796 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 9408/1796 |
| Instrument | 2022031826 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2545 2ND AVE NE, PALM BAY, FL 32905-3544 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2545 2ND AVE NE, PALM BAY, FL 32905-3544 |
| Document Number | 0094081812 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 9408/1812 |
| Instrument | 2022031827 |
| Name | FLORIDA HOUSING FINANCE CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 27, 2021 |
| Property Address | 2545 2ND AVE NE, PALM BAY, FL 32905-3544 |
| Document Number | 0092030620 |
| Book / Page | 9203 / 620 |
| Map Reference | MB 10 PG 27A |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021194404 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,424.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5064 SE HORSESHOE POINT RD, 5064, STUART, FL 34997-2346 |
| Name | Verified Name |
|---|---|
| Address | 2545 2ND AVE NE, PALM BAY, FL 32905-3544 |
| Document Number | 9203622 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 9203/622 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Number | 0092030636 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 9203/636 |
| Instrument | 2021194406 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 2545 2nd Ave NE was $2,457 with a homeowner's exemption, up 2.6% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,450 (+2.7%) | $182,890 (+1.35%) | |
| 2025 | $2,457.00 (+2.63%) Homeowner's exemption | $173,760 | $180,450 |
| 2024 | $2,394.00 (+2.61%) | ||
| 2023 | $2,333.00 (+4.29%) Homeowner's exemption | $163,960 (+3%) | $187,050 (+17.5%) Land $30,000 Building $157,050 |
| 2022 | $2,237.00 Homeowner's exemption | $159,190 Land $30,000 Building $129,190 | $159,190 Land $30,000 Building $129,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2545 2nd Ave NE in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 56 units insured incl. 50 condo units |
| Nearby Flood Claims | 6 (1979–2017) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2545 2nd Ave NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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