2516 2nd Ave NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2516 2nd Ave NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,206 sqft · built 1960
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Aug 2022)
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-23-01-7-12`

Property Details

APN / Parcel Number

Primary APN	`28-37-23-01-7-12`
Alternative APNs	`28-37-23-01-00007.0-0012.00` `2832402`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	320 sqft
Patio Area	96 sqft
Pole Barn	128 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	2832402
Street Address	2516 2ND AVE NE
City	PALM BAY
State	FL
Zip	32905-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	DAVID SUBD LOT 12 BLK 7
Legal Range	37E
Legal Township	28S
Legal Section	23
Legal Subdivision	DAVID SUBD
Legal Block	7
Legal Lot Number	12
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	3
Census Block	3016
Census Tract	65123

Owner

2516 2nd Ave NE is owned and occupied by an individual who bought it in August 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2516 2ND AVE NE, PALM BAY, FL 32905-3544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Mar 8, 2019	Warranty Deed, Transfer PCS TITLE
Feb 1, 2019	Deed of Trust, Mortgage 4 HMS CAP INVS TRUST (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Prior Sale	Mar 8, 2019 · Amount on File
Deed Document Number	2022195489
Deed Book / Page	9581 / 418
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 8, 2022
Property Address	2516 2ND AVE NE, PALM BAY, FL 32905-3544
Document Number	0095810418
Book / Page	9581 / 418
Map Reference	MB 10 PG 27
Instrument Date	Aug 4, 2022
Instrument	2022195489
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	THE TITLE PLACE INC, THE CLOSING PLACE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 W KING ST, 1501, COCOA, FL 32926-5119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 2ND AVE NE, PALM BAY, FL 32905-3544

Mortgage

Document Number	0009581420
Date	Aug 8, 2022
Instrument	9581/420

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 8, 2019
Property Address	2516 2ND AVE NE, PALM BAY, FL 32905-3544
Document Number	0083851137
Book / Page	008385 / 001137
Instrument Date	Feb 13, 2019
Instrument	48046
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	PCS TITLE

Transaction

Amount	Amount on Record
Tax	$84.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1501 W KING ST COCOA FL 329265119, COCOA, FL 32926-5119

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2516 2ND AVE NE, PALM BAY, FL 32905-3544
Document Number	0083640880
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2516 2ND AVE NE PALM BAY FL 329053544, PALM BAY, FL 32905-3544

Mortgage

Document Number	0083640880
Date	Feb 8, 2019
Book Page	008364/000880
Instrument	26551

Lender

Name	4 HMS CAP INVS TRUST (CT)
Address	SATELLITE BEACH, FL 32937

Agreement

Amount	Amount on Record

Interest

Rate	12.9%

Tax Assessment & Valuation

The 2025 property tax bill for 2516 2nd Ave NE was $2,242 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,930 (-9.81%)	$145,930 (-9.81%)
2025	$2,242.00 Homeowner's exemption	$161,810 Land $25,000 Building $136,810	$161,810 Land $25,000 Building $136,810
2023	$2,409.00 (+50.66%) Homeowner's exemption	$168,110 (+59.56%) Land $25,000 Building $143,110	$168,110 (+59.56%) Land $25,000 Building $143,110
2022	$1,599.00	$105,360 Land $25,000 Building $80,360	$105,360 Land $25,000 Building $80,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2516 2nd Ave NE in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 units insured incl. 50 condo units
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2516 2nd Ave NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T DSL	100 / 20

May also be available: Spectrum, Verizon.

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