25440 Boots Rd, Monterey, CA 93940 Property Records

Monterey County property record for 25440 Boots Rd, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,467 sqft · built 1999
Lot Size	2.08 acres (91,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,950,000 (Oct 2025)
Tax Bill	$15,772 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`416-194-011-000`

Property Details

APN / Parcel Number

Primary APN	`416-194-011-000`
Alternative APN	`416-194-011`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,467 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	91,040 sqft
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	416-194-011
Street Address	25440 BOOTS RD
City	MONTEREY
State	CA
Zip	93940-6684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA HILLS WEST TRACT 1041 LOT 11 2.093 AC EXC SCENIC EASEMENT TO CO OF MTY R2014-1057
Legal Subdivision	MESA HILLS WEST
Legal Tract	1041
Legal Block	1
Legal Lot Number	11
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1017
Census Tract	13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25440 BOOTS RD, MONTEREY, CA 93940-6684
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 16, 2025	Deed of Trust, Mortgage · Construction Mortgage UNISON BANK
Oct 20, 2025	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 5, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Sep 14, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Nov 19, 1999
Deed Document Number	202538159
Prior Transfer Date	Oct 15, 2025
Prior Transfer Doc	0000038159
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	25440 BOOTS RD, MONTEREY, CA 93940-6684
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25440 BOOTS RD, MONTEREY, CA 93940-6684

Mortgage

Document Number	0000022009
Date	Mar 26, 2021
Instrument	2021022009

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	25440 BOOTS RD, MONTEREY, CA 93940-6684
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25440 BOOTS RD, MONTEREY, CA 93940-6684

Mortgage

Document Number	0000030645
Date	Sep 16, 2025
Instrument	2025030645

Lender

Name	UNISON BANK
Type	Bank
Address	GILBERT, AZ 85295

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Dec 28, 2025

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 20, 2025
Property Address	25440 BOOTS RD, MONTEREY, CA 93940-6684
Document Number	0000038159
Map Reference	VOL 16 PG 4
Instrument Date	Oct 15, 2025
Instrument	2025038159
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	25440 BOOTS RD, MONTEREY, CA 93940-6684

Mortgage

Document Number	0000038160
Date	Oct 20, 2025
Instrument	2025038160

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	25440 BOOTS RD, MONTEREY, CA 93940-6684
Document Number	0000028653
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25440 BOOTS RD MONTEREY CA 939406684, MONTEREY, CA 93940-6684

Mortgage

Document Number	0000028653
Date	Jul 10, 2019
Instrument	28653

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	25440 BOOTS RD, MONTEREY, CA 93940-6684
Document Number	0000041418
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25440 BOOTS RD MONTEREY CA 939406684, MONTEREY, CA 93940-6684

Mortgage

Document Number	0000041418
Date	Sep 19, 2018
Instrument	41418

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,950,000 (+111.38%) Land $1,500,000 Building $1,450,000
2025	$15,772.00 (+9.1%) Homeowner's exemption	$1,395,596 (+4.04%) Land $814,592 Building $581,004
2023	$14,457.00 (+1.41%) Homeowner's exemption	$1,341,405 Land $782,961 Building $558,444
2022	$14,256.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - HIDDEN HILLS private · serves 1,521 people · EPA ID CA2710022
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Boots Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures