Etowah County property record for 2544 Veranda Trce, Hokes Bluff, AL 35903
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,239 sqft · built 2003 |
| Lot Size | 1.21 acres (53,108 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $934 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02-09-0-000-021.053 |
| Primary APN | 14-02-09-0-000-021.053 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,239 sqft Living Area |
| 1st Floor Area | 2,239 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 53,108 sqft (1.21 acres) |
| Lot Dimensions | 284 ft deep x 187 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 105848 |
|---|---|
| Street Address | 2544 VERANDA TRCE |
| City | GADSDEN |
| State | AL |
| Zip | 35903-7388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR PT LTS 8-9 BLK B COOSA VERANDA PHASE II PLAT K-66 BEING 242.71 X 274.23 X 187.61 X 57.86 X 66.91 X 90S X 69.3 9-12-7 1984-267,D-2001-2584,D-2013-3381217 |
| Legal Range | 7E |
| Legal Township | 12S |
| Legal Section | 9 |
| Legal Subdivision | COOSA VERANDA PHASE II |
| Legal Phase | 2 |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | HOKES BLUFF |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10601 |
Source: Etowah County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2544 VERANDA TRCE, GADSDEN, AL 35903-7388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2013 |
| Deed Sale | Feb 20, 2013 |
| Deed Document Number | 20133381217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ETOWAH AL |
| Property Address | 2544 VERANDA TRCE, HOKES BLUFF, AL 35903-7388 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3454891 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 3454891 |
| Name | FAMILY SAVINGS CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | RAINBOW CITY, AL 35906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Hokes Bluff City |
| Unified School District | Etowah County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $934.00 (-16.98%) Homeowner's exemption | ||
| 2025 | $1,125.00 (-14.51%) Homeowner's exemption | $33,300 (-) Land $2,500 Building $30,800 | $333,000 (-) Land $25,000 Building $308,000 |
| 2023 | $1,316.00 (+20.84%) Homeowner's exemption | $33,300 (+2%) Land $2,500 Building $30,800 | $333,000 (+2%) Land $25,000 Building $308,000 |
| 2022 | $1,089.00 Homeowner's exemption | $27,750 Land $2,500 Building $25,250 | $277,500 Land $25,000 Building $252,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 10 (1980–2020) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOKES BLUFF WATER BOARD serves 5,536 people · EPA ID AL0000581 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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