St. Louis County property record for 2532 Morris Thomas Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,675 sqft · built 1953 |
| Lot Size | 0.227 acres (9,913 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,000 (Apr 2020) |
| Tax Bill | $3,862 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0261-00060 |
| Primary APN | 010-0261-00060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,675 sqft Gross Area |
| 1st Floor Area | 1,047 sqft |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 9,913 sqft (0.227 acres) |
| Garage Area | 252 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 168 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1087756 |
|---|---|
| Street Address | 2532 MORRIS THOMAS RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-3264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0006 BLOCK:001 SERIAL # |
| Legal Subdivision | BEVERLY HILL ADD |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2300 |
Source: St. Louis County records · APN 010-0261-00060
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 N UGSTAD RD, DULUTH, MN 55810-1802 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Apr 06, 2020 | Deed of Trust, Mortgage · FHA Mortgage HANCOCK MTG PTRS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 08, 2020 · Amount on Record |
| Deed Sale | Apr 08, 2020 · Amount on Record |
| Prior Sale | Oct 22, 2010 · Amount on Record |
| Deed Document Number | 20201022126 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2532 MORRIS THOMAS RD, DULUTH, MN 55811-3264 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001036505 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 1036505 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2532 MORRIS THOMAS RD, DULUTH, MN 55811-3264 |
| Document Number | 00T1022127 |
| Instrument Date | Apr 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2532 MORRIS THOMAS RD DULUTH MN 558113264, DULUTH, MN 55811-3264 |
| Document Number | 00T1022127 |
|---|---|
| Date | Apr 08, 2020 |
| Instrument | T1022127 |
| Name | HANCOCK MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 07, 2050 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,862.00 (+16.61%) | ||
| 2025 | $3,312.00 (+3.69%) Homeowner's exemption | $290,400 (+11.14%) Land $28,100 Building $262,300 | $290,400 (+11.14%) Land $28,100 Building $262,300 |
| 2024 | $3,194.00 | $261,300 (+10.81%) Land $34,900 Building $226,400 | $261,300 (+10.81%) Land $34,900 Building $226,400 |
| 2022 | $235,800 Land $39,800 Building $196,000 | $235,800 Land $39,800 Building $196,000 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AirFiber, Verizon.
Based on FCC filings for 314 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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