2544 Moraga Dr, Pinole, CA 94564 Property Records

Contra Costa County property record for 2544 Moraga Dr, Pinole, CA 94564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,598 sqft · built 1972
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$639,000 (Nov 2018)
Tax Bill	$10,486 (2025)
Deeds & Mortgages	May 2020 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`360-481-008-9`

Property Details

APN / Parcel Number

Primary APN	`360-481-008-9`
Alternative APN	`360-481-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2544 MORAGA DR
City	PINOLE
State	CA
Zip	94564-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3514 LOT 70 EX MR
Legal Subdivision	SUB 3514
Legal Tract	3514
Legal Lot Number	70
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3008
Census Tract	359202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2544 MORAGA DR, PINOLE, CA 94564-1237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Nov 1, 2018	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Dec 23, 1998 · Amount on Record
Deed Document Number	2018178070
Prior Transfer Date	Nov 14, 2016
Prior Transfer Doc	0000264936
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2544 MORAGA DR, PINOLE, CA 94564-1237
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084414
Date	May 5, 2020
Instrument	2020-084414

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2544 MORAGA DR, PINOLE, CA 94564-1237
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 MORAGA DR, PINOLE, CA 94564-1237

Mortgage

Document Number	0000241378
Date	Aug 27, 2021
Instrument	2021-241378

Lender

Name	LOANSNAP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2544 MORAGA DR, PINOLE, CA 94564-1237
Document Number	0000061895
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2544 MORAGA DR PINOLE CA 945641237, PINOLE, CA 94564-1237

Mortgage

Document Number	0000061895
Date	Mar 31, 2020
Instrument	61895

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 1, 2018
Property Address	2544 MORAGA DR, PINOLE, CA 94564-1237
Document Number	0000178070
Instrument Date	Oct 24, 2018
Instrument	178070
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2544 MORAGA DR PINOLE CA 945641237, PINOLE, CA 94564-1237

Mortgage

Document Number	178071
Date	Nov 1, 2018
Instrument	178071

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pinole City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$727,067 (+2%) Land $477,885 Building $249,182
2025	$10,486.00 (+5.3%)	$712,812 (+4.04%) Land $468,515 Building $244,297
2023	$9,958.00 (+0.91%)	$685,134 Land $450,323 Building $234,811
2022	$9,868.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Unwired.

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