2531 Moraga Dr, Pinole, CA 94564 Property Records

Contra Costa County property record for 2531 Moraga Dr, Pinole, CA 94564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,598 sqft · built 1972
Lot Size	0.388 acres (16,900 sqft)
Owner	2 Individual Names on File
Last Sale	$960,000 (Sep 2026)
Tax Bill	$10,709 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`360-482-003-9`

Property Details

APN / Parcel Number

Primary APN	`360-482-003-9`
Alternative APN	`360-482-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1975
Lot Area	16,900 sqft (0.388 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2531 MORAGA DR
City	PINOLE
State	CA
Zip	94564-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3514 LOT 74 EX MR
Legal Subdivision	3514 SILVERCREEK
Legal Tract	3514
Legal Lot Number	74
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	359202

Owner

2531 Moraga Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Contra Costa County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2531 MORAGA DR, PINOLE, CA 94564-1235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Grant Deed, Transfer · Conventional Mortgage Q FINANCIAL INC
Nov 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Sep 15, 2016 · Amount on File
Deed Document Number	202699331
Prior Transfer Date	May 29, 2019
Prior Transfer Doc	0000087873
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 22, 2026
Property Address	2531 MORAGA DR, PINOLE, CA 94564-1235
Document Number	0000099331
Instrument Date	Sep 18, 2026
Instrument	202699331
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,656.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2531 MORAGA DR, PINOLE, CA 94564-1235

Mortgage

Document Number	0000099332,
Date	Sep 22, 2026
Instrument	202699332

Lender

Name	Q FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 5, 2020
Property Address	2531 MORAGA DR, PINOLE, CA 94564-1235
Document Number	0000264583
Instrument Date	Oct 28, 2020
Instrument	264583
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2531 MORAGA DR PINOLE CA 945641235, PINOLE, CA 94564-1235

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 11, 2019
Property Address	2531 MORAGA DR, PINOLE, CA 94564-1235
Document Number	0000087873
Instrument Date	May 29, 2019
Instrument	87873
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2531 MORAGA DR PINOLE CA 945641235, PINOLE, CA 94564-1235

Tax Assessment & Valuation

The 2025 property tax bill for 2531 Moraga Dr was $10,709.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pinole City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$820,000 (+10.94%) Land $490,000 Building $330,000
2025	$10,709.00	$739,116 Land $450,779 Building $288,337
2023	$10,166.00 (+0.92%)	$710,418 Land $433,276 Building $277,142
2022	$10,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2531 Moraga Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2531 Moraga Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Unwired.

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