2543 Sweet Harmony Ln, Union, KY 41091 Property Records

Boone County property record for 2543 Sweet Harmony Ln, Union, KY 41091

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,500 sqft · built 2016
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Mar 2025)
Tax Bill	$4,321 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051.01-11-224.01`

Property Details

APN / Parcel Number

Primary APN	`051.01-11-224.01`
Alternative APN	`51270`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,500 sqft Finished Area

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2543 SWEET HARMONY LN
City	UNION
State	KY
Zip	41091-7566
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 224-A PH XXVII HARMONY CONDOS (WAVERLY W/2CG)
Legal Phase	XX61
Legal Unit	224
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3002
Census Tract	70316

Owner

2543 Sweet Harmony Ln, a condominium, is owned and occupied by an individual who bought it in March 2025.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2543 SWEET HARMONY LN, UNION, KY 41091-7566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage UMORTGAGE LLC
Aug 8, 2023	Deed, Transfer KENTUCKY LAND TITLE AGENCY
Feb 8, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Feb 22, 2017	Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Prior Sale	Aug 8, 2023 · Amount on File
Deed Document Number	1107965
Deed Book / Page	D1235 / 748
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2543 SWEET HARMONY LN, UNION, KY 41091-7566
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2543 SWEET HARMONY LN, UNION, KY 41091-7566

Mortgage

Document Number	0M4871/274
Date	Nov 13, 2025
Book Page	M4871/274
Instrument	1190453

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Aug 8, 2023
Property Address	2543 SWEET HARMONY LN, UNION, KY 41091-7566
Document Number	0D1209/210
Book / Page	D1209 / 210
Instrument Date	Aug 4, 2023
Instrument	964568
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2645 TWIN HILLS CT, UNION, KY 41091-9274

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5464 CREEKRIDGE CT, TAYLOR MILL, KY 41015-4490

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Feb 8, 2023
Property Address	2543 SWEET HARMONY LN, UNION, KY 41091-7566
Document Number	0D1201/123
Book / Page	D1201 / 123
Map Reference	MB 941 PG 803
Instrument Date	Feb 2, 2023
Instrument	921990
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2543 SWEET HARMONY LN, UNION, KY 41091-7566

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number	0000921996
Date	Feb 8, 2023
Instrument	921996

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Feb 22, 2017
Property Address	2543 SWEET HARMONY LN, UNION, KY 41091-7566
Document Number	D1085/206
Book / Page	D1085 / 206
Map Reference	CAB6 SL86
Instrument Date	Feb 8, 2017
Instrument	721184
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, 211, FT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2543 SWEET HARMONY LN, UNION, KY 41091-7566

Mortgage

Document Number	721185
Date	Feb 22, 2017
Instrument	721185

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2543 Sweet Harmony Ln was $4,321.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,321.00	$380,000 Building $380,000
2024			$380,000 (+8.57%) Building $380,000
2023	$4,058.00 (+8.88%)	$350,000 (+5.42%) Building $350,000	$350,000 (+5.42%) Building $350,000
2022	$3,727.00	$332,000 Building $332,000	$332,000 Building $332,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2543 Sweet Harmony Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2543 Sweet Harmony Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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