2531 Sweet Harmony Ln, Union, KY 41091 Property Records

Boone County property record for 2531 Sweet Harmony Ln, Union, KY 41091

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,122 sqft · built 2016
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Nov 2020)
Tax Bill	$3,046 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051.01-11-224.04`

Property Details

APN / Parcel Number

Primary APN	`051.01-11-224.04`
Alternative APN	`51273`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,122 sqft Finished Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2531 SWEET HARMONY LN
City	UNION
State	KY
Zip	41091-7566
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 224-D PH XXVII HARMONY CONDOS (QUINCY W/2CG)
Legal Subdivision	HARMONY CONDOMINIUMS
Legal Phase	XX61
Legal Unit	224
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3002
Census Tract	70316

Owner

2531 Sweet Harmony Ln, a condominium, is owned by two individuals who bought it in November 2020.

Source: Boone County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2531 SWEET HARMONY LN, 224, UNION, KY 41091-7566
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 1, 2017	Warranty Deed, Transfer · ARM AMERICAN AIRLINES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	2020818052
Deed Book / Page	1155 / 224
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Nov 12, 2020
Property Address	2531 SWEET HARMONY LN, UNION, KY 41091-7566
Document Number	D1155/224
Book / Page	D1155 / 224
Map Reference	CAB 6 SL 86
Instrument Date	Nov 6, 2020
Instrument	818052
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FREIBERT & MATTINGLY TITLE G

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2531 SWEET HARMONY LN # 224, 2531, UNION, KY 41091-7566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2531 SWEET HARMONY LN # 224, 224, UNION, KY 41091-7566

Mortgage

Document Number	818053
Date	Nov 12, 2020
Instrument	818053

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	May 1, 2017
Property Address	2531 SWEET HARMONY LN, UNION, KY 41091-7566
Document Number	D1088/472
Book / Page	D1088 / 472
Map Reference	DD 941 PG 803
Instrument Date	Apr 5, 2017
Instrument	725693
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	TERRY MONNIE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, 211, FT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2531 SWEET HARMONY LN, UNION, KY 41091-7566

Mortgage

Document Number	725694
Date	May 1, 2017
Instrument	725694

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 2531 Sweet Harmony Ln was $3,046.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,046.00	$315,000 Building $315,000
2024			$315,000 (-) Building $315,000
2023	$3,132.00 (+5.1%)	$315,000 (+2.94%) Building $315,000	$315,000 (+2.94%) Building $315,000
2022	$2,980.00	$306,000 Building $306,000	$306,000 Building $306,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2531 Sweet Harmony Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2531 Sweet Harmony Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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