2543 E Main St, Cottage Grove, OR 97424 Property Records

Lane County property record for 2543 E Main St, Cottage Grove, OR 97424

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,808 sqft · built 1998
Lot Size	0.16 acres (6,969 sqft)
Owner	Company Name on Record
Last Sale	$330,000 (May 2021)
Tax Bill	$3,565 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-03-27-34-01300-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-27-34-01300-000`
Alternative APNs	`2003273401300` `1615838`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Duplex Single
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Open
Garage Area	800 sqft
Driveway	Driveway
Driveway Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1615838
Street Address	2543 E MAIN ST
City	COTTAGE GROVE
State	OR
Zip	97424-1796
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	PLAT OAK VIEW 2
Legal Range	03
Legal Township	20
Legal Section	27
Legal Subdivision	OAK VIEW
Legal Lot Number	2
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1001
Census Tract	1302

Owner

Source: Lane County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	28810 FOX HOLLOW RD, EUGENE, OR 97405-9434
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage ONPOINT COMMUNITY CU
Sep 22, 2021	Bargain and Sale Deed, Transfer
May 28, 2021	Warranty Deed, Transfer CASCADE TITLE COMPANY, CASCADE TITLE CO
Oct 11, 2018	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY
Mar 9, 2018	Grant Deed, Transfer BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Oct 11, 2018 · Amount on Record
Deed Document Number	202136020
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2543 E MAIN ST, COTTAGE GROVE, OR 97424-1796
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	EVEREST LAND TITLE, EVERGREEN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009370
Date	Feb 28, 2022
Instrument	2022-009370

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	INDIAN WELLS, CA 92210

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LANE OR
Recording Date	Sep 22, 2021
Property Address	2543 E MAIN ST, COTTAGE GROVE, OR 97424-1796
Document Number	0000061282
Map Reference	FIL 75 SL 606&607
Instrument Date	Aug 3, 2021
Instrument	2021-061282
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28810 FOX HOLLOW RD, EUGENE, OR 97405-9434

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 28, 2021
Property Address	2543 E MAIN ST, COTTAGE GROVE, OR 97424-1796
Document Number	0000036020
Map Reference	FILE 75 SL 606&607
Instrument Date	May 26, 2021
Instrument	2021-036020
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28810 FOX HOLLOW RD, EUGENE, OR 97405-9434

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 11, 2018
Property Address	2543 E MAIN ST, COTTAGE GROVE, OR 97424-1796
Document Number	0000047729
Instrument Date	Oct 9, 2018
Instrument	47729
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	WESTERN TITLE AND ESCROW COMPANY

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	580 N BERTELSEN RD EUGENE OR 974021803, EUGENE, OR 97402-1803

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANE OR
Recording Date	Mar 9, 2018
Property Address	2543 E MAIN ST, COTTAGE GROVE, OR 97424-1796
Document Number	0000010982
Instrument Date	Feb 16, 2018
Instrument	10982
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2543 E MAIN ST COTTAGE GROVE OR 974241796, COTTAGE GROVE, OR 97424-1796

Mortgage

Document Number	10983
Date	Mar 9, 2018
Instrument	10983

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,565.00 (+4.88%)	$195,158 (+6.09%)	$380,946 (+7.93%) Land $42,954 Building $337,992
2023	$3,399.00 (+4.04%)	$183,956 (+3%)	$352,970 (+10.66%) Land $33,658 Building $319,312
2022	$3,267.00	$178,599	$318,970 Land $34,668 Building $284,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1996–2025)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 3 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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