2413 E Main St, Cottage Grove, OR 97424 Property Records

Lane County property record for 2413 E Main St, Cottage Grove, OR 97424

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,947 sqft · built 1927
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on Record
Tax Bill$5,956 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-03-27-34-00500-000

Property Details

APN / Parcel Number

Primary APN20-03-27-34-00500-000
Alternative APN
  • 0888949

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,947 sqft Finished Area
1st Floor Area2,947 sqft
Attic Area392 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1992
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area28,314 sqft (0.65 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number0888949
Street Address2413 E MAIN ST
CityCOTTAGE GROVE
StateOR
Zip97424-1795
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2-MED DENSITY MULTI FAMI
Legal DescriptionSEC/TWN/RNG/MER:SEC 27 TWN 20 RNG 03
Legal Range03W
Legal Township20S
Legal Section27
Legal QuarterSW
Quarter-Quarter SectionSE
Legal Lot Number500
JurisdictionLANE OR
Township / Civil DivisionCOTTAGE GROVE
Census Block Group1
Census Block1001
Census Tract1302

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2413 E MAIN ST, COTTAGE GROVE, OR 97424-1795
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2003
Deed SaleMar 25, 2003
Prior SaleAug 10, 2001
Deed Document Number2003-025865
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address2413 E MAIN ST, COTTAGE GROVE, OR 97424-1795
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024893
DateMay 19, 2020
Instrument2020-024893
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
AddressHILLSBORO, OR 97124
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityCottage Grove City
Unified School DistrictSouth Lane School District 45J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,956.00 (+4.91%)$325,991 (+6.09%)$604,085 (+0.57%) Land $52,473 Building $551,612
2023$5,677.00 (+4.01%)$307,279 (+3%)$600,660 (+11.04%) Land $39,329 Building $561,331
2022$5,458.00$298,330$540,929 Land $40,509 Building $500,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims12 (1996–2025)
Claims Outside the SFHA9 of 12
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 3 claims
  • Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COTTAGE GROVE
serves 10,879 people · EPA ID OR4100236
Water SourceSurface water
Last State InspectionOct 2025
Lead8 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DFN
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hunter Communications.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number