2543 Caldwell Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2543 Caldwell Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,437 sqft · built 2017
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,164 (Jan 2018)
Tax Bill	$3,958 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-2N-30-0077-00D00-0050`

Property Details

APN / Parcel Number

Primary APN	`23-2N-30-0077-00D00-0050`
Alternative APN	`N30223007700D000050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,437 sqft Living Area
Gross Area	3,041 sqft
1st Floor Area	1,333 sqft
Upper Floors Area	1,104 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2543 CALDWELL CIR
City	MILTON
State	FL
Zip	32571-6784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ASHLEY PLANTATION PHASE 1 LOT 5 BLK D AS DES IN OR 3692 PG 192
Legal Range	30W
Legal Township	2N
Legal Section	23
Legal Subdivision	ASHLEY PLANTATION
Legal Block	C
Legal Lot Number	5
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1069
Census Tract	10302

Owner

Source: Santa Rosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2543 CALDWELL CIR, MILTON, FL 32571-6784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 3, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	2018242
Deed Book / Page	3692 / 192
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2543 CALDWELL CIR, PACE, FL 32571-6784
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2543 CALDWELL CIR, PACE, FL 32571-6784

Mortgage

Document Number	0046580248
Date	Sep 15, 2025
Book Page	4658/248
Instrument	202542875

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2543 CALDWELL CIR, PACE, FL 32571-6784
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2543 CALDWELL CIR, PACE, FL 32571-6784

Mortgage

Document Number	0042130074
Date	Nov 29, 2021
Book Page	4213/74
Instrument	202178998

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 3, 2018
Property Address	2543 CALDWELL CIR, PACE, FL 32571-6784
Document Number	0036920192
Book / Page	3692 / 0192
Map Reference	MB10 PG96
Instrument Date	Dec 29, 2017
Instrument	201800242
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,492.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PFORFIT DR, 25366, PENSACOLA, FL 32526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2543 CALDWELL CIR, MILTON, FL 32571-6784

Mortgage

Document Number	0201800243
Date	Jan 3, 2018
Instrument	201800243

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$318,755 (-2.29%) Land $45,000 Building $273,755	$318,755 (-2.29%) Land $45,000 Building $273,755
2024	$3,958.00 (+0.58%)	$326,225 (+0.79%) Land $45,000 Building $281,225	$326,225 (+0.79%) Land $45,000 Building $281,225
2023	$3,935.00 (+6.44%)	$323,653 (+4.52%) Land $45,000 Building $278,653	$323,653 (+4.52%) Land $45,000 Building $278,653
2022	$3,697.00	$309,651	$309,651 Land $31,000 Building $278,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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