2538 Caldwell Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2538 Caldwell Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,698 sqft · built 2018
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on Record
Last Sale	$336,000 (Aug 2023)
Tax Bill	$2,836 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-2N-30-0077-00C00-0020`

Property Details

APN / Parcel Number

Primary APN	`23-2N-30-0077-00C00-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,698 sqft Heated Area
Gross Area	2,274 sqft
1st Floor Area	2,138 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	1,250 ft deep x 630 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	232N30007700C000020
Street Address	2538 CALDWELL CIR
City	PACE
State	FL
Zip	32571-6784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ASHLEY PLANTATION PHASE 1 LOT 2 BLK C AS DES IN OR 4422 PG 595
Legal Range	30W
Legal Township	02N
Legal Section	23
Legal Subdivision	ASHLEY PLANTATION
Legal Phase	1
Legal Block	C
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1016
Census Tract	10302

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2538 CALDWELL CIR, PACE, FL 32571-6784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 22, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Feb 22, 2018 · Amount on Record
Deed Document Number	202335472
Deed Book / Page	4422 / 595
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 7, 2023
Property Address	2538 CALDWELL CIR, PACE, FL 32571-6784
Document Number	0044220595
Book / Page	4422 / 595
Map Reference	MB 10 PG 96
Instrument Date	Aug 4, 2023
Instrument	202335472
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,352.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	239 OLD STAGECOACH RD, CABOT, AR 72023-7601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2538 CALDWELL CIR, PACE, FL 32571-6784

Mortgage

Document Number	0004422596
Date	Aug 7, 2023
Instrument	4422/596

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 22, 2018
Property Address	2538 CALDWELL CIR, PACE, FL 32571-6784
Document Number	0037040078
Book / Page	3704 / 0078
Map Reference	MB10 PG96
Instrument Date	Feb 21, 2018
Instrument	201806915
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,309.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2538 CALDWELL CIR, PACE, FL 32571-6784

Mortgage

Document Number	0201806916
Date	Feb 22, 2018
Instrument	201806916

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,836.00 (+70.23%) Homeowner's exemption	$266,963 (+55.3%) Land $45,000 Building $221,963	$266,963 (+1.22%) Land $45,000 Building $221,963
2023	$1,666.00 (+4.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$171,902 (+3.95%)	$263,755 (+7.21%) Land $45,000 Building $218,755
2022	$1,597.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$165,375	$246,007 Land $31,000 Building $215,007

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Caldwell Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures