2542 Packard Dr, Lorain, OH 44055 Property Records

Lorain County property record for 2542 Packard Dr, Lorain, OH 44055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1959
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jun 2023)
Tax Bill$1,289 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Apr 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-00-077-116-018

Property Details

APN / Parcel Number

Primary APN03-00-077-116-018

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area940 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions120 ft deep x 53 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2542 PACKARD DR
CityLORAIN
StateOH
Zip44055-3807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMEWOOD 7 53 X 120
Legal SubdivisionHOMEWOOD 7
Legal Block116
Legal Lot Number1222
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1033
Census Tract97500

Owner

Source: Lorain County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2542 PACKARD DR, LORAIN, OH 44055-3807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 21, 2023Quit Claim Deed, Transfer
Quitclaim
Feb 14, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 9, 2017Loan Modification, Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2023 · Amount on Record
Deed SaleJun 1, 2023 · Amount on Record
Prior SaleFeb 14, 2023 · Amount on Record
Deed Document Number2023917543
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJun 1, 2023
Property Address2542 PACKARD DR, LORAIN, OH 44055-3807
Document Number0000917543
Map ReferenceVOL 23 PG 48
Instrument DateMay 30, 2023
Instrument2023-0917543
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyNEWMAN TITLE AGENCY LIMITED, NEWMAN TITLE AGENCY LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2542 PACKARD DR, LORAIN, OH 44055-3807

Mortgage

Document Number0000917544
DateJun 1, 2023
Instrument2023-0917544
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateApr 21, 2023
Property Address2542 PACKARD DR, LORAIN, OH 44055-3807
Document Number0000913322
Map ReferenceVOL 23 PG 48
Instrument DateApr 17, 2023
Instrument2023-0913322
Transaction TypeTransfer
Record UpdatedMay 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6306 WINTER FOE TRL, LORAIN, OH 44053-4352

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateFeb 14, 2023
Property Address2542 PACKARD DR, LORAIN, OH 44055-3807
Document Number0000906674
Map ReferenceVOL 23 PG 48
Instrument DateFeb 8, 2023
Instrument2023-0906674
Transaction TypeTransfer
Record UpdatedFeb 22, 2023
Title CompanyNEWMAN TITLE AGENCY LIMITED, NEWMAN TITLE AGENCY LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2542 PACKARD DR, LORAIN, OH 44055-3807

Mortgage

Document Number0000906675
DateFeb 14, 2023
Instrument2023-0906675
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLORAIN OH
Property Address2542 PACKARD DR, LORAIN, OH 44055-3807
Document Number0000631472
Instrument DateMay 9, 2017
Transaction TypeMortgage
Record UpdatedJun 14, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2542 PACKARD DR LORAIN OH 440553807, LORAIN, OH 44055-3807

Mortgage

Document Number0000631472
DateJun 1, 2017
Instrument631472
Lender
NameUS BK
TypeBank
Address4801 FREDERICA ST, OWENSBORO, KY 42301-7441
Agreement
AmountAmount Recorded
Term360 Months
DueMay 31, 2047
Interest
Rate4%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,289.00 (-7.27%)$33,720 (+%) Land $10,090 Building $23,630$96,340 (-) Land $28,840 Building $67,500
2024$1,390.00 (+19.01%)$33,719 (+48.63%) Land $10,094 Building $23,625$96,340 (+48.63%) Land $28,840 Building $67,500
2023$1,168.00 (+0.86%)$22,687 (-0.01%) Land $6,048 Building $16,639$64,820 (-) Land $17,280 Building $47,540
2022$1,158.00$22,690 Land $6,050 Building $16,640
2021$64,820 Land $17,280 Building $47,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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