2536 Packard Dr, Lorain, OH 44055 Property Records

Lorain County property record for 2536 Packard Dr, Lorain, OH 44055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,224 sqft · built 1978
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$92,000 (May 2019)
Tax Bill$1,442 (2025)
Deeds & MortgagesDec 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-00-077-116-017

Property Details

APN / Parcel Number

Primary APN03-00-077-116-017

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
Gross Area1,624 sqft
1st Floor Area1,224 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions120 ft deep x 53 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2536 PACKARD DR
CityLORAIN
StateOH
Zip44055-3807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMEWOOD 7 53.00 X 120.00
Legal SubdivisionHOMEWOOD 7
Legal Block116
Legal Lot Number1221
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1033
Census Tract97500

Owner

Source: Lorain County records, as of July 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2536 PACKARD DR, LORAIN, OH 44055-3807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
May 21, 2019Warranty Deed, Transfer · FHA Mortgage
LENDUS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2019 · Amount on Record
Deed SaleMay 21, 2019 · Amount on Record
Prior SaleMay 11, 2007 · Amount on Record
Deed Document Number2019715392
Prior Transfer DateAug 10, 2001
Prior Transfer Doc0000775146
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2536 PACKARD DR, LORAIN, OH 44055-3807
Transaction TypeMortgage
Record UpdatedJan 6, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2536 PACKARD DR, LORAIN, OH 44055-3807

Mortgage

Document Number0000856316
DateDec 29, 2021
Instrument2021-0856316
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term330 Months
DueJun 1, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 21, 2019
Property Address2536 PACKARD DR, LORAIN, OH 44055-3807
Document Number0000715392
Map ReferenceVOL 23 PG 48
Instrument DateMay 20, 2019
Instrument2019-0715392
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2536 PACKARD DR, LORAIN, OH 44055-3807

Mortgage

Document Number0000715393
DateMay 21, 2019
Instrument2019-0715393
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,442.00 (-7.27%) Homeowner's exemption$37,720 (-0.02%) Land $10,090 Building $27,630$107,790 (-) Land $28,840 Building $78,950
2024$1,555.00 (-17.9%)$37,727 (+2.57%) Land $10,094 Building $27,633$107,790 (+2.57%) Land $28,840 Building $78,950
2023$1,894.00 (+0.91%)$36,782 (+0.01%) Land $6,048 Building $30,734$105,090 (-) Land $17,280 Building $87,810
2022$1,877.00$36,780 Land $6,050 Building $30,730
2021$105,090 Land $17,280 Building $87,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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