2541 Winfield Ct, Troy, OH 45373 Property Records

Miami County property record for 2541 Winfield Ct, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,245 sqft · built 1998
Lot Size	0.337 acres (14,680 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Sep 2026)
Tax Bill	$4,850 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-102718`

Property Details

APN / Parcel Number

Primary APN	`D08-102718`
Alternative APN	`050619.3-06-013-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,245 sqft Living Area
1st Floor Area	4,490 sqft
Basement Area	1,683 sqft
Unfinished Basement	1,683 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	14,680 sqft (0.337 acres)
Garage Area	892 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	246 sqft
Deck Area	410 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2541 WINFIELD CT
City	TROY
State	OH
Zip	45373-8432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8328 WILLOW CREEK #2
Legal Subdivision	WILLOW CREEK #2
Legal Lot Number	8328
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1013
Census Tract	365001

Owner

Source: Miami County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2541 WINFIELD CT, TROY, OH 45373-8432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Deed Document Number	202611319
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 8, 2026
Property Address	2541 WINFIELD CT, TROY, OH 45373-8432
Document Number	0000011319
Instrument Date	Sep 3, 2026
Instrument	202611319
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2541 WINFIELD CT, TROY, OH 45373-8432

Mortgage

Document Number	0000011320,
Date	Sep 8, 2026
Instrument	202611320

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,850.00 (+13.42%) Homeowner's exemption	$146,300 (+29.01%) Land $16,590 Building $129,710	$418,000 (+29.01%) Land $47,400 Building $370,600
2024	$4,276.00 (+2.2%) Homeowner's exemption	$113,400 (-) Land $17,290 Building $96,110
2023	$4,184.00 (+17.46%) Homeowner's exemption	$113,400 (-) Land $17,290 Building $96,110	$324,000 (-) Land $49,400 Building $274,600
2022	$3,562.00 Homeowner's exemption	$113,400 Land $17,290 Building $96,110	$324,000 Land $49,400 Building $274,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20