2541 N River Trail Rd, Orange, CA 92865 Property Records

Orange County property record for 2541 N River Trail Rd, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,194 sqft · built 1983
Lot Size	0.079 acres (3,450 sqft)
Owner	2 Company Names on Record
Last Sale	$950,000 (Aug 2026)
Tax Bill	$10,803 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`374-742-08`

Property Details

APN / Parcel Number

Primary APN	`374-742-08`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	3,450 sqft (0.079 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2541 N RIVER TRAIL RD
City	ORANGE
State	CA
Zip	92865-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10539 BLK LOT 31
Legal Subdivision	TRACT NO 10539
Legal Tract	10539
Legal Lot Number	31
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1003
Census Tract	76204

Owner

Source: Orange County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2541 N RIVER TRAIL RD, ORANGE, CA 92865-2032
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 5, 2022	Grant Deed, Transfer WESTERN RESOURCES TITLE
Oct 6, 2021	Intrafamily Transfer, Transfer
Aug 7, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jan 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	2026230017
Prior Transfer Date	Sep 1, 2021
Prior Transfer Doc	0000615593
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 13, 2026
Property Address	2541 N RIVER TRAIL RD, ORANGE, CA 92865-2032
Document Number	0000230017
Instrument Date	Aug 11, 2026
Instrument	2026230017
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2541 N RIVER TRAIL RD, ORANGE, CA 92865-2032

Mortgage

Document Number	0000230658,
Date	Aug 13, 2026
Instrument	2026230658

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2541 N RIVER TRAIL RD, ORANGE, CA 92865-2032
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 PAYTON, IRVINE, CA 92620-3518

Mortgage

Document Number	0000211960
Date	Jun 10, 2022
Instrument	2022000211960

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 5, 2022
Property Address	2541 N RIVER TRAIL RD, ORANGE, CA 92865-2032
Document Number	0000131569
Map Reference	MB 462 PG 25-29
Instrument Date	Mar 29, 2022
Instrument	2022000131569
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2541 N RIVER TRAIL RD, ORANGE, CA 92865-2032

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 6, 2021
Property Address	2541 N RIVER TRAIL RD, ORANGE, CA 92865-2032
Document Number	0000615593
Map Reference	MB 462 PG 25-29
Instrument Date	Sep 1, 2021
Instrument	2021000615593
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2541 N RIVER TRAIL RD, ORANGE, CA 92865-2032

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 7, 2018
Property Address	2541 N RIVER TRAIL RD, ORANGE, CA 92865-2032
Document Number	0000288038
Instrument Date	Jul 5, 2018
Instrument	288038
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2541 N RIVER TRAIL RD ORANGE CA 928652032, ORANGE, CA 92865-2032

Mortgage

Document Number	288039
Date	Aug 7, 2018
Instrument	288039

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 12, 2017
Property Address	2541 N RIVER TRAIL RD, ORANGE, CA 92865-2032
Document Number	0000016384
Instrument Date	Jan 10, 2017
Instrument	16384
Transaction Type	Transfer
Record Updated	Jan 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2541 N RIVER TRAIL RD ORANGE CA 928652032, ORANGE, CA 92865-2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,001,249 (+2%) Land $822,649 Building $178,600
2025	$10,803.00 (+4.51%)	$981,617 (+4.04%) Land $806,518 Building $175,099
2023	$10,337.00 (+48.61%)	$943,500 Land $775,200 Building $168,300
2022	$6,956.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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