2541 James Dr, Dyer, IN 46311 Property Records

Lake County property record for 2541 James Dr, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1973
Lot Size	0.216 acres (9,450 sqft)
Owner	Individual Name on File
Tax Bill	$5,154 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0127-0051`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0127-0051`
Alternative APNs	`45-10-13-429-008.000-034` `121401270051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,450 sqft (0.216 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	009-12-14-0127-0051
Old Parcel Number	121401270051
Street Address	2541 JAMES DR
City	DYER
State	IN
Zip	46311-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHEASANT HILLS ADD. UNIT NO.3 LOT 51
Legal Subdivision	PHEASANT HILLS ADD
Legal Lot Number	51
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2015
Census Tract	42802

Owner

2541 James Dr is owned and occupied by an individual who acquired it in November 2020.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2541 JAMES DR, DYER, IN 46311-2227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020
Deed Sale	Nov 25, 2020
Deed Document Number	2020-086735
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 25, 2020
Property Address	2541 JAMES DR, DYER, IN 46311-2227
Document Number	0000086735
Map Reference	MB 41 PG 91
Instrument Date	Nov 18, 2020
Instrument	2020-086735
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	COMMUNITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 JAMES DR, DYER, IN 46311-2227

Mortgage

Document Number	0000086736
Date	Nov 25, 2020
Instrument	2020-086736

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$260,400 Land $63,300 Building $197,100	$260,400 Land $63,300 Building $197,100
2024	$5,154.00
2023		$234,500 (+1.25%) Land $63,300 Building $171,200	$234,500 (+1.25%) Land $63,300 Building $171,200
2022	$5,273.00	$231,600 Land $63,300 Building $168,300	$231,600 Land $63,300 Building $168,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2541 James Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	34 (1979–2026)
Claims Outside the SFHA	2 of 34
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims Severe Storms And Flooding, Sep 2008 · 12 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2541 James Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20