2523 James Dr, Dyer, IN 46311 Property Records

Lake County property record for 2523 James Dr, Dyer, IN 46311

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,820 sqft · built 1972
Lot Size0.216 acres (9,450 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Jan 2026)
Tax Bill$2,494 (2024)
Deeds & MortgagesJan 2026 Sale & Mortgage
Nov 2020 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN009-12-14-0127-0048

Property Details

APN / Parcel Number

Primary APN009-12-14-0127-0048
Alternative APNs
  • 45-10-13-429-005.000-034
  • 121401270048

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area1,820 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1995
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area9,450 sqft (0.216 acres)
Lot Dimensions135 ft deep x 70 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number009-12-14-0127-0048
Old Parcel Number121401270048
Street Address2523 JAMES DR
CityDYER
StateIN
Zip46311-2227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPHEASANT HILLS ADD. UNIT NO.3 LOT 48
Legal SubdivisionPHEASANT HILLS ADD
Legal Lot Number48
JurisdictionLAKE IN
Township / Civil DivisionST. JOHN
Census Block Group2
Census Block2015
Census Tract42802

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2523 JAMES DR, DYER, IN 46311-2227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Warranty Deed, Transfer · FHA Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Nov 25, 2020Correction Deed, Transfer
NOT AVAILABLE
Oct 16, 2020Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2026 · Amount on Record
Deed SaleJan 2, 2026 · Amount on Record
Prior SaleNov 25, 2020
Deed Document Number2026-500359
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJan 2, 2026
Property Address2523 JAMES DR, DYER, IN 46311-2227
Document Number0000000359
Map ReferenceMB 41 PG 91
Instrument DateDec 11, 2025
Instrument2026-500359
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2523 JAMES DR, DYER, IN 46311-2227

Mortgage

Document Number0000000360
DateJan 2, 2026
Instrument2026-500360
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

November 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionLAKE IN
Recording DateNov 25, 2020
Property Address2523 JAMES DR, DYER, IN 46311-2227
Document Number0000086782
Instrument DateOct 15, 2020
Instrument86782
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2523 JAMES DR DYER IN 463112227, DYER, IN 46311-2227

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateOct 16, 2020
Property Address2523 JAMES DR, DYER, IN 46311-2227
Document Number0000074398
Map ReferenceMB 41 PG 91
Instrument DateOct 7, 2020
Instrument2020-074398
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address2523 JAMES DR, DYER, IN 46311-2227

Mortgage

Document Number0000074399
DateOct 16, 2020
Instrument2020-074399
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionSt. John Township
MunicipalityDyer Town
Unified School DistrictLake Central School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$261,800 (+10.05%) Land $63,300 Building $198,500$261,800 (+10.05%) Land $63,300 Building $198,500
2024$2,494.00 (-7.8%)$237,900 (+1.06%) Land $63,300 Building $174,600$237,900 (+1.06%) Land $63,300 Building $174,600
2023$235,400 (+1.29%) Land $63,300 Building $172,100$235,400 (+1.29%) Land $63,300 Building $172,100
2022$2,705.00$232,400 Land $63,300 Building $169,100$232,400 Land $63,300 Building $169,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims34 (1979–2026)
Claims Outside the SFHA2 of 34
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 12 claims
  • Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDYER WATER DEPARTMENT
serves 16,800 people · EPA ID IN5245011
Water SourcePurchased surface water from HIGHLAND WATER WORKS
Last State InspectionJan 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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