2541 1st Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 2541 1st Ave, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,320 sqft · built 1940
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Dec 2018)
Tax Bill$4,964 (2026)
Deeds & MortgagesMay 2023 Line of Credit
Dec 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 59.11-13-9.1

Property Details

APN / Parcel Number

Primary APN422800 59.11-13-9.1
Alternative APN
  • 280005901100130090010000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,320 sqft Living Area
1st Floor Area880 sqft
Upper Floors Area440 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1985
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area300 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2541 1ST AVE
CitySCHENECTADY
StateNY
Zip12303-3166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,ENCPCH-(R),TLSH,FP STOODLEY-163,PT162 4.-328-24
Legal Block13
Legal Lot Number9.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4008
Census Tract32901

Owner

2541 1st Ave is owned and occupied by an individual who bought it in December 2018.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2541 1ST AVE, SCHENECTADY, NY 12303-3166
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Dec 4, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Dec 27, 2018Warranty Deed, Transfer
AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2018 · Amount on File
Deed SaleDec 27, 2018 · Amount on File
Prior SaleJun 13, 2008 · Amount on File
Deed Document Number201856394
Deed Book / Page2002 / 632
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2541 1ST AVE, SCHENECTADY, NY 12303-3166
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2541 1ST AVE, SCHENECTADY, NY 12303-3166

Mortgage

Document Number0000029821
DateMay 25, 2023
Book Page5306/466
Instrument202329821
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 8, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2541 1ST AVE, SCHENECTADY, NY 12303-3166
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054076
DateDec 4, 2019
Book Page4957/855
Instrument201954076
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term238 Months
DueOct 22, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 27, 2018
Property Address2541 1ST AVE, SCHENECTADY, NY 12303-3166
Document Number0000056394
Book / Page002002 / 000632
Instrument DateDec 21, 2018
Instrument56394
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

AmountAmount on Record
Tax$540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1059 MARYLAND AVE SCHENECTADY NY 123082911, SCHENECTADY, NY 12308-2911

Tax Assessment & Valuation

The 2026 property tax bill for 2541 1st Ave was $4,964, up 2% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,964.00 (+2.01%)
2025$4,866.00$132,300 Land $12,600 Building $119,700$203,500 Land $19,381 Building $184,119
2023$132,300 Land $12,600 Building $119,700$174,100 Land $16,581 Building $157,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2541 1st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2541 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 1st Ave

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