Schenectady County and Rotterdam Town property record for 2525 1st Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,108 sqft · built 1940 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Sep 2026) |
| Tax Bill | $4,502 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.11-13-5 |
| Primary APN | 422800 59.11-13-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| 1st Floor Area | 776 sqft |
| Upper Floors Area | 332 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bungalow |
| Exterior Material | Composition/Composite |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2525 1ST AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G STOODLEY-167 4.-329-3 |
| Legal Block | 13 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 32901 |
2525 1st Ave is owned and occupied by two individuals who bought it in September 2026.
Source: Schenectady County and Rotterdam Town records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1813 ALTAMONT AVE, SCHENECTADY, NY 12303-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 24, 2026 | Warranty Deed, Transfer · FHA Mortgage UNION FEDERAL CREDIT UNION |
| Jun 22, 2026 | Quit Claim Deed, Transfer S AND Z REAL ESTATE AND INSURA |
| Aug 15, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Nov 29, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2026 · Amount on File |
| Deed Sale | Sep 24, 2026 · Amount on File |
| Deed Document Number | 202621323 |
| Deed Book / Page | 2180 / 382 |
| Prior Transfer Date | Jun 18, 2026 |
| Prior Transfer Doc | 0000013994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 24, 2026 |
| Property Address | 2525 1ST AVE, SCHENECTADY, NY 12303-3166 |
| Document Number | 0000021323 |
| Book / Page | 2180 / 382 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 202621323 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90,900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000021324, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 202621324 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 22, 2026 |
| Property Address | 2525 1ST AVE, SCHENECTADY, NY 12303-3166 |
| Document Number | 0000013994 |
| Book / Page | 2174 / 229 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202613994 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | S AND Z REAL ESTATE AND INSURA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2525 1ST AVE, SCHENECTADY, NY 12303-3166 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2525 1ST AVE, SCHENECTADY, NY 12303-3166 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000046291 |
|---|---|
| Date | Aug 15, 2023 |
| Book Page | 5323/384 |
| Instrument | 202346291 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 29, 2017 |
| Property Address | 2525 1ST AVE, SCHENECTADY, NY 12303-3166 |
| Document Number | 0000053934 |
| Book / Page | 001976 / 000293 |
| Instrument Date | Nov 26, 2017 |
| Instrument | 53934 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2525 1ST AVE SCHENECTADY NY 123033166, SCHENECTADY, NY 12303-3166 |
The 2026 property tax bill for 2525 1st Ave was $4,502 with a homeowner's exemption, up 2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,502.00 (+2.02%) Homeowner's exemption | ||
| 2025 | $4,413.00 | $120,000 Land $8,400 Building $111,600 | $184,600 Land $12,922 Building $171,678 |
| 2023 | $120,000 Land $8,400 Building $111,600 | $157,900 Land $11,053 Building $146,847 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2525 1st Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2525 1st Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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