2540 Willow Oak Ct, Modesto, CA 95355 Property Records

Stanislaus County property record for 2540 Willow Oak Ct, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 1986
Lot Size	0.19 acres (8,267 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Mar 2020)
Tax Bill	$5,255 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077-012-044-000`

Property Details

APN / Parcel Number

Primary APN	`077-012-044-000`
Alternative APNs	`0771244000` `0771244`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	8,267 sqft (0.19 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2540 WILLOW OAK CT
City	MODESTO
State	CA
Zip	95355-9443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ESTATES NO 2 BLK 11037 LOT 44
Legal Subdivision	OAKWOOD ESTATES 2
Legal Block	11037
Legal Lot Number	44
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3000
Census Tract	911

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3794 ATTIKA ST, CERES, CA 95307-7011
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Mar 11, 2020	Grant Deed, Transfer · Conventional with PMI SYNERGY ONE LNDG
Mar 11, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Jul 13, 2012 · Amount on Record
Deed Document Number	202017095
Prior Transfer Date	Mar 10, 2020
Prior Transfer Doc	0000017096
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 26, 2022
Property Address	2540 WILLOW OAK CT, MODESTO, CA 95355-9443
Document Number	0000070179
Map Reference	VOL 30 PG 18
Instrument Date	Oct 24, 2022
Instrument	2022-0070179
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 WILLOW OAK CT, MODESTO, CA 95355-9443

Mortgage

Document Number	0000070180
Date	Oct 26, 2022
Instrument	2022-0070180

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 11, 2020
Property Address	2540 WILLOW OAK CT, MODESTO, CA 95355-9443
Document Number	0000017095
Instrument Date	Mar 10, 2020
Instrument	17095
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2540 WILLOW OAK CT MODESTO CA 953559443, MODESTO, CA 95355-9443

Mortgage

Document Number	17097
Date	Mar 11, 2020
Instrument	17097

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 11, 2020
Property Address	2540 WILLOW OAK CT, MODESTO, CA 95355-9443
Document Number	0000017096
Instrument Date	Mar 10, 2020
Instrument	17096
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2540 WILLOW OAK CT MODESTO CA 953559443, MODESTO, CA 95355-9443

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,255.00 (+1.59%)	$477,542 (+2%) Land $238,771 Building $238,771
2025	$5,173.00 (+3.81%)	$468,180 (+4.04%) Land $234,090 Building $234,090
2023	$4,983.00 (+29.33%)	$450,000 Land $225,000 Building $225,000
2022	$3,853.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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